Home Warrantys- Budget101 Discussion List

We are looking into home warrantys. Does anyone here have one? and if so, are you happy with what you have? We have a potential plumbing problem behind the wall of our master bathroom. I know its going to cost money to have repaired...ugh!

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Thread: Home Warrantys

  1. #1
    whoopzdaisy
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    Default Home Warrantys


    We are looking into home warrantys. Does anyone here have one? and if
    so, are you happy with what you have? We have a potential plumbing
    problem behind the wall of our master bathroom. I know its going to

    cost money to have repaired...ugh!

  2. #2
    Deal Goddess
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    I've never purchased one. I've seen them offered by real estate agents/companies when selling a house but the thing is, they come and inspect everything and if you need a repair and it is deemed "a prior existing condition" then they won't cover it anyway.

    Are you thinking of getting a Warranty for an Existing house? Or are you selling and want to provide one for the buyer??
    ~Enjoy!~

    FreebieQueen

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  3. #3
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    I recently purchased a foreclosure home and was offered the option of several home warranties. My mom has American Home Shield on her house and has had no problems with them despite several claims; however, the real estate agent told us that Old Republic was better so we went with them. Old Republic is a joke. They spend as much time as possible trying to figure out how to disallow a claim as possible and keep you on hold forever! I had them out for a ceiling fan (new) in the Guest Room that did not work due to electrical issues. They disallowed the claim stating that a squirrel or something must have chewed the wiring in the attic and that was not "normal wear and tear" and I would have to make arrangements with the contractor to have it repaired at my expense above and beyond the $60 trade payment due for them coming out. The contractor could not show me any evidence of the "animal" in the attic -- and trust me if something had chewed through the wiring it would be dead; right? Did I mention that it was 105 degrees outside the day that the contractor spent all of 2 minutes upstairs? The contractor left stating he had another call and would get me an estimate for the repair. That was 2 weeks ago and numerous calls ago -- still no repair or estimate. I am simply out the trade fee which incidentially the contracter asked whether or not I was planning on paying since he technically didn't do anything. Not paying the fee would result in a freeze and not being able to use the policy again until the fee was paid in full.

    My Kitchen-Aid cooktop combusted the first week I used it. I have been cooking in an electric skillet and crockpot for over 3 weeks now while Old Republic drags their feet! Old Republic sent out an appliance technician. He told me that the unit was unsafe; he couldn't fix it and that he would recommend to Old Republic that it be replaced. When I called Old Republic for a status on my claim, they stated thre technician told them that there was nothing wrong with the unit and closed the ticket -- maybe because he was clueless on what/how to repair the stove and simply couldn't admit it and knew Old Republic would not honor a claim this early in the policy period?? Obviously that was contrary to what I was saying happened so they would send someone out for a second opinion at their expense. The second contractor was supposed to arrive between 8 am - 5pm. He arrived at 7 pm on the appointed day after I waited all day for him to show up. This tech examined the unit and wrote up a request for replacement as the unit was unsafe/burnt wiring. Several days later Old Republic told me that there was a descrepancy in what the technicians both said and therefore they were going to take the position that either 1) I had sabatoged the unit between the 1st and 2nd contractor's visits or 2) that the cooktop was not in good, safe working condition when the $450 1-year policy was taken out AND THEREFORE THEY WERE DENYING THE CLAIM (despite the fact that I had an independent home inspector's report that reflected that the unit was fine prior to my taking possession of the house). It wasn't until after I told Old Republic that I was going to sue them in court for denying/mishandling this claim that they reviewed the matter and agreed to replace the cooktop. That's when the real fun began . . . Old Republic only could offer a 30" or 42" "comparable" unit (their opinion) for the 36" model that was being replaced and any adjustments needed in the kitchen countertop was to be my expense. My kitchen would not accommodate a 42" cooktop due to drawers in the cabinetry and a 30" 2 burner unit with grill was in no way comparable to the stainless steel 4 burner cooktop with full-sized grill that I had and couldn't be mounted in the existing countertop because the hole from the prior unit was too large.

    Anyways, they finally offered to send a check so that I would arrange replacement and installation myself. Incidentially I stilll have NOT received the $$ -- "in the mail" they claim . . . Meanwhile, my family is still crockpotting, microwaving and electric skillet preparing our meals as our only at home options FOR 21+ DAYS AND COUNTING!!

    STAY AS FAR AWAY AS POSSIBLE FROM OLD REPUBLIC HOME WARRANTY OUT OF SAN RAMON CALIFORNIA --- IMHO, THEY ARE A MAJOR RIP-OFF!!!!!!!!!

  4. #4
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    Would your existing home owners policy cover your in-wall plumbing issue? Any claim too early in the coverage period with a home warranty policy is subject to a close examiniation as probably "pre-existing" . . .

 

 

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