So I am the newbie, my name is Tammy, I am 38 years old, I married my only boyfriend in 1993 after dating for 4 years, I became his girlfriend on May 31,1989 and we married on Monday May 31,1993 which happened to fall on Memorial Day! We became Parents on December 17,1994 to our Son and again on June 17,1997 to our Daughter! We made the decision shortly after marriage, to Homeschool our children, we are very blessed with well behaved, very respectful Teenagers!

I would like to say Thank You to all for the warm welcome and the opportunity to be a part of a great community with Budget101! Looking forward to meeting so many new friends.