First of all I would like to say "WOW", there is so much information on this site! I've not had a chance to really look around at all of it , but from what I see so far I love this. I stumbled across this site from a post on Facebook. I am the mother of two teenagers and I constantly hear--"I need money for", and I will admit I'm not much for following a budget. I hope that this group/site will give me some guidance for this.