Just introducing myself. I am in the over 50 category and my husband and I have raised 5 kids, 3 are married with their own families and the 19 year old and 16 year old are still home. We have been married for 33 years. Motto: "Live by the budget, die by the budget!" (Literally! Prepare for your death before it happens! It will save your children a lot of head and heart ache!)