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  1. #1
    MP
    Guest

    Default One week till payday...



    Morning all...
    I just joined the forums at budget101, and started a blog.
    http://www.budget101.com/blogs/marie...ll-payday.html

    IF you don't want to go there to read my question...I'm pasting it here:

    SO, Liss, if you're reading, or anyone else for that matter...In October, I have a 3rd paycheck....all of my bills are covered in the first and last check of October....and I've already budgeted my usual $100.00 for gas, from the 3rd one. What is the BEST way for me to use this money??? (This check is also devoid of insurance deductions..which for me, a single plan, is minimal, but still every penny helps)


    I have a medical bill, balance of $122.00
    I owe the town on the water bill, balance of $125.00
    I owe my boss the balance of the firewood money he lent me...$100.00
    I have no money set aside for xmas, considering buying the kids a Wii.
    I am going to need rear brakes, but parts only, my bf and i will do the labor ourselves.

    Thought about paying the rest of the cars ins. for the year...
    Also thought about putting it in savings...to go towards my $1000.00 emergency fund...(I do not trust myself to put it in savings connected to my checkbook, it's TOO easy to use) I was considering giving it to my grandmother to put in her safe, or my parents etc...



    Thanks in advance for your suggestions/input.

    Marie in Vermont (Where we're finally expecting sun this weekend!!!!!!!!!!!)




  2. #2
    Ria
    Guest

    Default One week till payday...

    Wow, that's a dilemma!

    The brakes are a top priority, as that's a safety issue. Making sure you have water is another top priority. Then, paying back your boss is next, IMO.

    So, if you can find a way to contribute to these things, that would be my suggestion.

    In addition, I would rework the budget to be sure to catch up on these things sooner rather than later.

    Ria

    ----- Original Message ----
    From: MP <mariepollard@gmail.com>
    To: budget101_
    <budget101_@yahoogroups.com>
    Sent: Friday, August 15, 2008 8:30:13 AM
    Subject: Budget101.com : One week till payday...







    Morning all...
    I just joined the forums at budget101, and started a blog.
    http://forums. budget101. com/blogs/ marievermont/ 25-one-week- till-payday. html

    IF you don't want to go there to read my question...I'm pasting it here:

    SO, Liss, if you're reading, or anyone else for that matter...In October, I have a 3rd paycheck.... all of my bills are covered in the first and last check of October....and I've already budgeted my usual $100.00 for gas, from the 3rd one. What is the BEST way for me to use this money??? (This check is also devoid of insurance deductions.. which for me, a single plan, is minimal, but still every penny helps)


    I have a medical bill, balance of $122.00
    I owe the town on the water bill, balance of $125.00
    I owe my boss the balance of the firewood money he lent me...$100.00
    I have no money set aside for xmas, considering buying the kids a Wii.
    I am going to need rear brakes, but parts only, my bf and i will do the labor ourselves.

    Thought about paying the rest of the cars ins. for the year...
    Also thought about putting it in savings...to go towards my $1000.00 emergency fund...(I do not trust myself to put it in savings connected to my checkbook, it's TOO easy to use) I was considering giving it to my grandmother to put in her safe, or my parents etc...



    Thanks in advance for your suggestions/ input.

    Marie in Vermont (Where we're finally expecting sun this weekend!!!!! !!!!!!)






  3. #3
    Lori
    Guest

    Default One week till payday...

    1. Get the brake parts.
    2. Pay the water, medical and boss bills, in that order
    3. Assuming the insurance is usually covered as part of your regular budget, put the restin the emergency fund, otherwise pay the insurance bill.
    4. Consider opening up a Christmas club account (a little late for this year but great for next year) if you're not regularly setting aside money, it's great forhigh ticket items. It's also not a bad way to just save in general if you can't be trusted to leave it be.


    Lori.






    --- On Fri, 8/15/08, MP <mariepollard@gmail.com> wrote:

    From: MP <mariepollard@gmail.com>
    Subject: Budget101.com : One week till payday...
    To: "budget101_" <budget101_@yahoogroups.com>
    Date: Friday, August 15, 2008, 8:30 AM


    <DIV id="yiv36157087">



    <DIV class="gmail_quote">

    Morning all...
    I just joined the forums at budget101, and started a blog.
    http://forums. budget101. com/blogs/ marievermont/ 25-one-week- till-payday. html

    IF you don't want to go there to read my question...I'm pasting it here:

    SO, Liss, if you're reading, or anyone else for that matter...In October, I have a 3rd paycheck.... all of my bills are covered in the first and last check of October....and I've already budgeted my usual $100.00 for gas, from the 3rd one. What is the BEST way for me to use this money??? (This check is also devoid of insurance deductions.. which for me, a single plan, is minimal, but still every penny helps)

    I have a medical bill, balance of $122.00
    I owe the town on the water bill, balance of $125.00
    I owe my boss the balance of the firewood money he lent me...$100.00
    I have no money set aside for xmas, considering buying the kids a Wii.
    I am going to need rear brakes, but parts only, my bf and i will do the labor ourselves.
    Thought about paying the rest of the cars ins. for the year...
    Also thought about putting it in savings...to go towards my $1000.00 emergency fund...(I do not trust myself to put it in savings connected to my checkbook, it's TOO easy to use) I was considering giving it to my grandmother to put in her safe, or my parents etc...


    Thanks in advance for your suggestions/ input.

    Marie in Vermont (Where we're finally expecting sun this weekend!!!!! !!!!!!)





  4. #4
    sewpartner
    Guest

    Default One week till payday...

    Marie, I am really concerned that you owe your boss money, and have

    not paid it back. If you want to lose your job, that is the way to

    do it. Never borrow money from your boss, or your friends. It will

    create bad blood, no matter what it seems on the surface. Pay him

    first, then the water bill, then the other bills. Anna



    > ----- Original Message ----

    > From: MP <mariepollard@...>

    > To: budget101_ <budget101_@yahoogroups.com>

    > Sent: Friday, August 15, 2008 8:30:13 AM

    > Subject: Budget101.com : One week till payday...



    > SO, Liss, if you're reading, or anyone else for that matter...In

    October, I have a 3rd paycheck.... all of my bills are covered in

    the first and last check of October....and I've already budgeted my

    usual $100.00 for gas, from the 3rd one. What is the BEST way for me

    to use this money??? (This check is also devoid of insurance

    deductions.. which for me, a single plan, is minimal, but still

    every penny helps)

    >

    > I have a medical bill, balance of $122.00

    > I owe the town on the water bill, balance of $125.00

    > I owe my boss the balance of the firewood money he lent

    me...$100.00

    > I have no money set aside for xmas, considering buying the kids a

    Wii.

    > I am going to need rear brakes, but parts only, my bf and i will

    do the labor ourselves.

    > Thought about paying the rest of the cars ins. for the year...



    > Marie in Vermont








 

 

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