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  1. #1
    channold2006
    Guest

    Default Thinking of starting childcare at night.....

    I was considering to start watching kids at night to supplement my

    income ( I am a sub teacher and dont work everyday). My questions are

    below for comment...

    1. Do I have to report this as income to the goverment?

    2. Anyone know of any good resources to get started i.e. toys etc?



    Any suggestions are welcome as well as comments.



    Christine








  2. #2
    Suzi McMullen
    Guest

    Default Thinking of starting childcare at night.....


    Well of course you have to report it BUT, if you want I can run down the way the taxes work, business use of home etc. for you. It's very different for daycare than it is for any other business. You can make quite a bit and not have to pay taxes. But the tax breaks are not as good if you will only be doing it at night vs day and night and weekend.

    Check out thriftstores. Sometimes they have very nice toys. And remember that at night they won't have as much time for playing. My night-time kids usually come in and play for an hour, then color for 30 minutes or so, eat for another 20 minutes, get cleaned up, changed, and then they lay down for a cartoon or disney movie. Usually, they fall asleep around 8pm and if they didn't get dropped off until 4-5pm they didn't have a lot of time for play.

    Suzi
    [quote]
    ----- Original Message -----
    From: channold2006
    To: Budget101_@yahoogroups.com
    Sent: Friday, August 08, 2008 4:21 PM
    Subject: Budget101.com : Thinking of starting childcare at night.....





    I was considering to start watching kids at night to supplement my
    income ( I am a sub teacher and dont work everyday). My questions are
    below for comment...
    1. Do I have to report this as income to the goverment?
    2. Anyone know of any good resources to get started i.e. toys etc?

    Any suggestions are welcome as well as comments.

    Christine





  3. #3
    Idodc@aol.com
    Guest

    Default Thinking of starting childcare at night.....

    You will need to get licensed, you will need to have matts or beds for them

    to sleep on...



    When I had my 24 hour daycare the majority of my night kids started coming

    in from 6-7 (most of my night moms were bartenders or dancers) They would

    play for a bit, have snack and I was very strict bedtime was 8:30 (most had

    school the next day)... Also are you prepared to be getting up and down all

    night as parents come to pick them up?



    alana







    In a message dated 8/8/2008 7:22:19 P.M. Eastern Daylight Time,

    smcmullen@kc.rr.com writes:



    Well of course you have to report it BUT, if you want I can run down the

    way the taxes work, business use of home etc. for you.






  4. #4
    Suzi McMullen
    Guest

    Default Thinking of starting childcare at night.....

    Actually, the licensing requirements vary a lot from state to state. In some

    states you can have 3 or 4 or even 5 or 6 children without being licensed. But

    in some you can't have anyone or you can have one family of any size. I can

    have 4 unrelated children at any time, days, nights and weekends. I get huge

    tax incentives for being open 24/7. So having a small group round the clock is

    a LOT easier than getting licensed for 10 and having 10 kids for say 10-12 hours

    per day. It's more like a large family than an active business.



    Suzi

    ----- Original Message -----

    From: Idodc@aol.com

    Subject: Re: Budget101.com : Thinking of starting childcare at night.....





    You will need to get licensed, you will need to have matts or beds for them

    to sleep on...



    ~*~*~*~*~*~*~*~

    MSG Trimmed By

    Tired MODS-

    ~*~*~**~*~*~*~*






  5. #5
    Joi
    Guest

    Default Thinking of starting childcare at night.....

    --- In Budget101_@yahoogroups.com, "channold2006" <channold2006@...>

    wrote:

    >

    > I was considering to start watching kids at night to supplement my

    > income ( I am a sub teacher and dont work everyday). My questions

    are

    > below for comment...

    > 1. Do I have to report this as income to the goverment?

    > 2. Anyone know of any good resources to get started i.e. toys etc?

    >

    > Any suggestions are welcome as well as comments.

    >

    > Christine

    >

    Yes you do have to report, but here is what you can claim for KS

    l. utilities cable, phone if used for daycare

    2. cleaning supplies, anything bought for daycare

    3. food

    4. gas, tags, insurance for car (if you transport)

    5. house taxes, rent, insurance

    They take a percentage of these and give you a credit. You can also

    enroll in the state food program and they pay you for feeding the

    kids and if your income qualifies they will also pay you for your

    children (if you have any.)

    Toys- garage sales, thrift stores, freecycle








  6. #6
    Monique
    Guest

    Default Thinking of starting childcare at night.....

    And you'll likely have to shop for a new home insurance policy. Most

    standard companies are limiting the TOTAL number of kids you can keep

    to 3. Not 3 at a time, but 3 kids total. Others are cancelling

    policies if there are in home day cares. The rest are charging an arm

    and a leg. And, don't even consider not telling them. If/when that

    lawsuit happens from one of the parents, they will immediately deny

    your claim which means that the lawyers fees are all on you.



    On Fri, Aug 8, 2008 at 5:21 PM, channold2006 <channold2006@yahoo.com> wrote:

    > I was considering to start watching kids at night to supplement my

    > income ( I am a sub teacher and dont work everyday). My questions are

    > below for comment...

    > 1. Do I have to report this as income to the goverment?

    > 2. Anyone know of any good resources to get started i.e. toys etc?

    >

    > Any suggestions are welcome as well as comments.

    >






  7. #7
    Suzi McMullen
    Guest

    Default Thinking of starting childcare at night.....


    Personally, I refuse to live my life worrying over a potential lawsuit from one of my parents. Judges are very sick of frivolis lawsuits and a lawsuit would only be one against any provider if the provider is negligent. My energies are put into keeping my kids safe. I've been doing this for 21 years and never had a serious accident. I've only had the minor scrapes and cuts little kids get and not even many of those. If a child fell off the swing and broke their arm, parents can pay for that. It's not a negligent accident. I know there are parents that would try and sue. But I'd deal with it if it happened.

    I've had policies for the kids. And there are separate liability policies that are available for daycare. But they are extremely expensive. I've always decided not to renew. They will cancel you for a lot of reasons too. They don't really cover all that people think. They have very limited amounts available for the types of lawsuits that happen most often. Most big suits are accusing a person of something deviant like sexually mollesting the kids. And often the lawsuit is about a dog bite or other similar animal bite. But these daycare insurance policies do not cover dog bites and they have very limited amounts of coverage for being accused of molesting the kids. If it's proved that molestation does exist the policies will NOT pay out. The coverage is only to defend against such a claim.

    In my early years I identified any and all risks and some people don't often think of. Choking is a huge risk among small children. Food needs to be served or cut certain ways or not at all. Pocket change needs to be kept off the floor and toys should never be small enough to lodge in the windpipe. Those stupid little bouncy balls should NOT be allowed in. Also, keep a journal about the daycare parents and their own activities. Often times the things I consider choke hazzards and contraband comes in the pockets of the kids and are supplied by their own mothers. If they were to sue over a choking incident and it's a known fact that they buy those toys for their child they wouldn't have much of a claim.

    I could go on and on all day long about the changes I've made and the risks I've identified. It's so much better to keep the kids happy and healthy in the first place than to worry about what will happen if I don't.

    Suzi
    [quote]
    ----- Original Message -----
    From: Monique
    To: Budget101_@yahoogroups.com
    Sent: Friday, August 08, 2008 10:56 PM
    Subject: Re: Budget101.com : Thinking of starting childcare at night.....





    And you'll likely have to shop for a new home insurance policy. Most
    standard companies are limiting the TOTAL number of kids you can keep
    to 3. Not 3 at a time, but 3 kids total. Others are cancelling
    policies if there are in home day cares. The rest are charging an arm
    and a leg. And, don't even consider not telling them. If/when that
    lawsuit happens from one of the parents, they will immediately deny
    your claim which means that the lawyers fees are all on you.

    On Fri, Aug 8, 2008 at 5:21 PM, channold2006 <channold2006@yahoo.com> wrote:
    > I was considering to start watching kids at night to supplement my
    > income ( I am a sub teacher and dont work everyday). My questions are
    > below for comment...
    > 1. Do I have to report this as income to the goverment?
    > 2. Anyone know of any good resources to get started i.e. toys etc?
    >
    > Any suggestions are welcome as well as comments.
    >




  8. #8
    Wendy
    Guest

    Default Thinking of starting childcare at night.....




    <TD id="INCREDITEXTREGION" dir="ltr" style="FONT-SIZE: 12pt;DIRECTION: ltr;" vAlign="top" width="100%">
    It depends on where you live and how many children you have at once if you have to get licensed or not. Here in Arizona, you can care for 4 children at once for compensation but that also means you could have 8 kids as long as there's never more than 4 in your care at once.

    Yard sales or thrift shops would be a great place to start looking to stock your childcare. And, yes, you would claim your income. There's a plethora if deductions in terms of childcare.


    <DIV style="FONT-FAMILY: MS Sans Serif;">
    .......Wendy N.......








    </TD>
    <TD id="INCREDIANIM" vAlign="bottom" align="middle">


 

 

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