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  1. #1
    holm_kristin
    Guest

    Default Extra items to list on budget

    I am making up a detailed budget for my family and I keep thinking of

    the little things we all forget, such as hair cuts, oil changes,

    Birthday parties for the kids, etc.



    I have a challenge: Come up with those little things that we forget to

    put on our budget, so that there are no surprises.



    Thanks everyone!



    Kristin









  2. #2
    Shelly Billingsley
    Guest

    Default Extra items to list on budget

    Vet bills!! Various school expenses, yearbooks, club fees, PTO dues, school pics,
    Shelly

    ----- Original Message ----
    From: holm_kristin <holm_kristin@sbcglobal.net>
    To: Budget101_@yahoogroups.com
    Sent: Monday, June 23, 2008 9:53:25 AM
    Subject: Budget101.com : Extra items to list on budget





    I am making up a detailed budget for my family and I keep thinking of

    the little things we all forget, such as hair cuts, oil changes,

    Birthday parties for the kids, etc.



    I have a challenge: Come up with those little things that we forget to

    put on our budget, so that there are no surprises.



    Thanks everyone!



    Kristin









  3. #3
    Mitzi
    Guest

    Default Extra items to list on budget





    <DIV style="FONT-FAMILY: Comic Sans MS;">Prescriptions if you have any you get monthly
    <DIV style="FONT-FAMILY: Comic Sans MS;">Doctor visits if you go regularly
    <DIV style="FONT-FAMILY: Comic Sans MS;">Is this what you are speaking of? If you don't have either of those then they would not apply to you of course. I have a medicine I have to get every month though so that is why I thought of it.
    <DIV style="FONT-FAMILY: Comic Sans MS;">
    <DIV style="FONT-FAMILY: Comic Sans MS;">Mitzi
    <DIV style="FONT-FAMILY: Comic Sans MS;">
    -------Original Message-------


    From: holm_kristin
    Date: 6/23/2008 11:09:47 AM
    To: Budget101_@yahoogroups.com
    Subject: Budget101.com : Extra items to list on budget

    I am making up a detailed budget for my family and I keep thinking of
    the little things we all forget, such as hair cuts, oil changes,
    Birthday parties for the kids, etc.

    I have a challenge:Come up with those little things that we forget to
    put on our budget, so that there are no surprises.

    Thanks everyone!

    Kristin


    ------------------------------------



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  4. #4
    Ann Garner
    Guest

    Default Extra items to list on budget

    You can have a "miscellaneous expenses" that such things fall

    under. After all, not everyone has a birthday to buy for every

    month. Then some months you might have several. Club fees at school

    don't happen every month. Set up this fund, and if it reaches an

    amount you decide on as a top amount, any excess over that amount can

    go into emergency funds. Or you just might want to let this

    miscellaneous funds amount grow. It will be used on occasion when

    those unplanned events come up and the money is in that account for it.



    The big thing is to decide if you do need to specify something on the

    budget if you have an expense that comes up on a regular basis. Then

    it will move from the miscellaneous classification to one for that

    expense. Some expenses are not monthly, and I've found it quite

    handy to set aside the money, at least in my checkbook register, for

    these expenses. I have a ledger book and each week I have X amount

    going to the ledger, and from there it's split up for auto insurance,

    vacation, property taxes, car repair, car tags, just to name off a

    few. When I do write a check to pay for one of these, I put the

    amount of the check in the register, then "ledger" in the deposit

    column. I subtract the amount from the right page in the ledger,

    too. It's not complicated, just a bit more math when I do my


    checkbook balancing.



    Ann in Arkansas










  5. #5
    Karen
    Guest

    Default Extra items to list on budget

    Dog tags (could be lumped into vet bills that someone else said)

    Car tags

    Newspaper

    magazine subscriptions

    childrens activities (sports, skate night at school, lessons)

    rentals (such as I pay $50 rent on my propane tank - once a year)












  6. #6
    Keith
    Guest

    Default Extra items to list on budget

    --- In Budget101_@yahoogroups.com, "holm_kristin" <holm_kristin@...>

    wrote:

    >

    > I am making up a detailed budget for my family and I keep thinking of

    > the little things we all forget, such as hair cuts, oil changes,

    > Birthday parties for the kids, etc.

    >

    > I have a challenge: Come up with those little things that we forget

    to

    > put on our budget, so that there are no surprises.

    >

    > Thanks everyone!

    >

    > Kristin

    >

    HOW bout wiper blades for the car each year?? they run about $6.00-15

    each

    I am the king of budgets and have come up with all sorts of items.

    Oil changes are inportant as you mentioned they are a real budget

    forget item.

    AAA fees,professional licence fee's girl scout cookies?

    Lets think of some more??








  7. #7
    Kristin Keller
    Guest

    Default Extra items to list on budget

    how about make up, teen dances (special outfits), emergency clothing purchase (I have had to do this a few times when one of my children got sick and we were out, no extra clothes as it was an older child but needed something to wear home), car repair fund, pocket money, money for fundraisers, and garage sale money, hth.

    <font size="4" color="#6000bf" face="system">Kristin Keller <font size="4" color="#ff00ff" face="System">AVON <font color="#bf00bf">ISR <font size="4" color="#8000ff" face="System">To Buy or Sell, <font size="4" color="#8000ff" face="System">Check out my website! <font color="#003399" face="System"><span class="yshortcuts" id="lw_1201739628_2">http://www.youravon.com/kkeller0212

    --- On Mon, 6/23/08, Keith <kazz55@yahoo.com> wrote:
    <blockquote style="border-left: 2px solid rgb(16, 16, 255);">From: Keith <kazz55@yahoo.com>
    Subject: Budget101.com : Re: Extra items to list on budget
    To: Budget101_@yahoogroups.com
    Date: Monday, June 23, 2008, 8:34 PM

    <div id="yiv1115691841">



    --- In Budget101_@yahoogro ups.com, "holm_kristin" <holm_kristin@ ...>

    wrote:

    >

    > I am making up a detailed budget for my family and I keep thinking of

    > the little things we all forget, such as hair cuts, oil changes,

    > Birthday parties for the kids, etc.

    >

    > I have a challenge: Come up with those little things that we forget

    to

    > put on our budget, so that there are no surprises.

    >

    > Thanks everyone!

    >

    > Kristin

    >

    HOW bout wiper blades for the car each year?? they run about $6.00-15

    each

    I am the king of budgets and have come up with all sorts of items.

    Oil changes are inportant as you mentioned they are a real budget

    forget item.

    AAA fees,professional licence fee's girl scout cookies?

    Lets think of some more??




    [/quote]




  8. #8
    Mar Dee
    Guest

    Default Extra items to list on budget


    I know for us its sports, cost of joining, uniforms, shoes, accessories, gas for travel to away games, snacks and drinks if its your turn as the parent to bring for the team, coach gifts, away game money for food for the older ones I have a 16 year old who plays softball and they have away games that they leave at 4 and do not return till 10 or later. Just seems sports are a lot more expensive than I remember.


    Romans 8:28
    And we know that in all things God works for the good of those who love him, who have been called according to his purpose.

    --- On Tue, 6/24/08, Kristin Keller <kmkluvs2scrap@yahoo.com> wrote:

    From: Kristin Keller <kmkluvs2scrap@yahoo.com>
    Subject: Re: Budget101.com : Re: Extra items to list on budget
    To: Budget101_@yahoogroups.com
    Date: Tuesday, June 24, 2008, 4:17 AM


    <DIV id="yiv277080859">




    <TABLE cellSpacing="0" cellPadding="0" border="0">


    <TD vAlign="top">how about make up, teen dances (special outfits), emergency clothing purchase (I have had to do this a few times when one of my children got sick and we were out, no extra clothes as it was an older child but needed something to wear home), car repair fund, pocket money, money for fundraisers, and garage sale money, <SPAN><SPAN>hth.


    <FONT face="system" color="#6000bf" size="4">Kristin Keller
    <FONT face="System" color="#ff00ff" size="4">AVON <FONT color="#bf00bf">ISR
    <FONT face="System" color="#8000ff" size="4">To Buy or Sell,
    <FONT face="System" color="#8000ff" size="4">Check out my website!
    <FONT face="System" color="#003399"><SPAN class="yshortcuts" id="lw_1201739628_2">http://www.youravon .com/kkeller0212

    --- On Mon, 6/23/08, Keith <kazz55@yahoo. com> wrote:

    From: Keith <kazz55@yahoo. com>
    Subject: Budget101.com : Re: Extra items to list on budget
    To: Budget101_@yahoogro ups.com
    Date: Monday, June 23, 2008, 8:34 PM


    <DIV id="yiv1115691841">



    --- In Budget101_@yahoogro ups.com, "holm_kristin" <holm_kristin@ ...>
    wrote:
    >
    > I am making up a detailed budget for my family and I keep thinking of
    > the little things we all forget, such as hair cuts, oil changes,
    > Birthday parties for the kids, etc.
    >
    > I have a challenge: Come up with those little things that we forget
    to
    > put on our budget, so that there are no surprises.
    >
    > Thanks everyone!
    >
    > Kristin
    >
    HOW bout wiper blades for the car each year?? they run about $6.00-15
    each
    I am the king of budgets and have come up with all sorts of items.
    Oil changes are inportant as you mentioned they are a real budget
    forget item.
    AAA fees,professional licence fee's girl scout cookies?
    Lets think of some
    more??







 

 
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