Hello all,

I am new here and just had to join this group. I am a wife and

homeschooling mother of 5 (9,6,4,2&8mths). I am a SAHW/M and have made

my "part-time" job, saving money. I am hoping to get lots of tips here

and share a few of my own. We have student loans that have come due

and I thought that I might need to get a pt but discovered all we

needed to do was cut expenses. I share my findings as I see what works

and what doesn't.

Mrs. G