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Thread: need so advice

  1. #1
    galia_62801
    Guest

    Default need so advice

    Hi I'm in a big pickle.I bought my home well I did pay it off and

    then borrow for home improvements,which was rip off well thats another

    story,make my monthly payments.I have budgeted where a person can not

    budget no more.Well it's down to not having laundry soap at

    time.laundry soap here is getting to be a luxery.With gas prises it

    make a paycheck nothing.My job well.I drive everynight for 4hrs,I work

    with sentnel as a carrier,because there is no jobs here,I am stuck.I

    took a class on P.A. to help people in there home that don't want to

    go to nursing home signed up and all only to find out you have to find

    your own clients and then they have to be approved from state and then

    you get paid from state,ect.well...I found 3 clients that where

    disabled in wheelchair and needed my help but state did not aprove

    them.I can;t find any client and they state said you can' advertize my

    services.So not sure what to do there.I love my home on the lake been

    here over 10years.The city is doing lots of changes on this lake,he

    all around the lake have been waiting years for this but know my

    income has change,way lower and with gas prises and all well...I'm

    leasing the ground thou.Now everyone has to buy there ground and I

    don't have the money,I was told I am getting booted out.I don't have

    500.00 for lease which if I did they are selling the ground and want

    to do away with leases.The only thing I can do is look for a camper

    and move what I can into it,4 bedroom home-HA and live in it or...I

    will be on the street.They are going around and giving people 10 day

    notice to do something sign athing on purchasing the ground or 10 days

    to move no matter if you own the house.Well I did check into it and

    its legal.It was a life time lease when I bought this but...they can

    change what they want when they want and they did.So....I am in a big

    pickle.I been waiting for that tax rebate thing that everyone is

    getting not gone be much to get a camper with.I been looking all over

    and the prises of just an old one well....Thank god my son is in

    collage and my daughter got married november but my daughter is ill

    diabetic really bad and she can't work,no insurand and I take care of

    the med.s but I want be able to even help hersoon and if my kids need

    to come home there will be no home to come to.I just don't now what to

    do.I tried toget my equity out of my home to get on my feet but with

    low low credit now the bank won't let me and that is 24,000.00 equity

    built up.and to put it off my truck is about to quit on me.So any

    advice on what to do would really help.I don't now how long I will

    have internet I been looking all ove on what to do and looking all ove

    for a camper and can't find nothing.I live in centralia,Illinois on

    raccoon lake.I better look at ebay again see if and camper posted yet.








  2. #2
    mem68
    Guest

    Default need so advice

    Call a realtor and tell him your problem. Ck w/ the project for low rent

    housing. Ck w/ Central Service, ck w/ the Health Department, ck w/ DCS for

    help and will be assigned a Social Worker. All these will get you to "net

    working". Call an attorney for advice-this will not cost anything for a

    first visit.Each person will prob refer you to someone else for help.

    Somewhere down the line you will find help.

    ----- Original Message -----

    From: "galia_62801" <galia_62801@yahoo.com>

    To: <Budget101_@yahoogroups.com>

    Sent: Sunday, May 04, 2008 11:38 AM

    Subject: Budget101.com : need so advice





    > Hi I'm in a big pickle.I bought my home well I did pay it off and

    > then borrow for home improvements,which was rip off well thats another

    > story,make my monthly payments.I have budgeted where a person can not

    > budget no more.








  3. #3
    t w
    Guest

    Default need so advice

    Thank you so much for replying.Yes I did talk to realitor.At one time it was up for sale,no one has the money around here to buy,lots of places for sale around here.I checked with the low housing around here they deal basicly people that have children,my children grown up.I been to alot of places and yes you are right they do refer you to someone eles.The public aid,they are going to give me some food stamps but thats all they can do since I have no children under age 18 and I am not pregnant.I call attorney about bankrupsy and well no one around here has a free consultation.I never thought I would get like this.I always helped others,donated,give blood.I never thought.It's a chain event income change then one thing ofter another.Has anyone here gone there something similar.What happened?What did you do?How are you doing things now? Thanks you very much for replying .I need
    toget off here it's storming really bad

    --- On Tue, 5/6/08, mem68 <mildreda@lcs.net> wrote:
    <blockquote style="border-left: 2px solid rgb(16, 16, 255);">From: mem68 <mildreda@lcs.net>
    Subject: Re: Budget101.com : need so advice
    To: Budget101_@yahoogroups.com
    Date: Tuesday, May 6, 2008, 4:11 PM

    <div id="yiv1997423638">



    Call a realtor and tell him your problem. Ck w/ the project for low rent

    housing. Ck w/ Central Service, ck w/ the Health Department, ck w/ DCS for

    help and will be assigned a Social Worker. All these will get you to "net

    working". Call an attorney for advice-this will not cost anything for a

    first visit.Each person will prob refer you to someone else for help.

    Somewhere down the line you will find help.

    ----- Original Message -----

    From: "galia_62801" <galia_62801@ yahoo.com>

    To: <Budget101_@yahoogro ups.com>

    Sent: Sunday, May 04, 2008 11:38 AM

    Subject: Budget101.com : need so advice



    > Hi I'm in a big pickle.I bought my home well I did pay it off and

    > then borrow for home improvements, which was rip off well thats another

    > story,make my monthly payments.I have budgeted where a person can not

    > budget no more.




    [/quote]

    Be a better friend, newshound, and know-it-all with Yahoo! Mobile. [/url] "] Try it now.[/url]



  4. #4
    Lou Ann Newell
    Guest

    Default need so advice

    Do you have legal aid where you live? They base things on your income.
    Don't give up. There is help out there. Call churches to help. Some will help with your utilities and with food. Don't be shy to ask for help. God bless you.





    Lou Ann Newell,Realtor

    &#32;
    Be a better friend, newshound, and know-it-all with Yahoo! Mobile. [/url] "] Try it now.[/url]


  5. #5
    me ow
    Guest

    Default need so advice

    What about renting some space in your home? Would

    that help your situation? Perhaps to college students

    or something?

    --- t w <galia_62801@yahoo.com> wrote:





    ---------------------------------



    Thank you so much for replying.Yes I did talk to

    realitor.At one time it was up for sale,no one has the

    money around here to buy,lots of places for sale

    around here.






 

 

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