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Thread: Need vs Want

  1. #1
    sportsalibi
    Guest

    Default Need vs Want

    Watching the conversations on the list regarding cell phones brought

    to mind a question I recently had to ask my daughter in law. She

    claims she absolutely NEEDS a dishwasher because it "saves money".

    The fact is that they are not even able to pay basic needs such as

    housing, utilities and food but she needs a dishwasher to save money

    on the water bill. There have been many discussions on many lists I

    am on but I am still having problems figuring out how buying a

    dishwasher, even an inexpensive one for $350 plus delivery, plus

    installation etc saves money. In our area the average conservative

    water bill is $30. If a dishwasher "saves" 10% off that bill or $3 a

    month it would take 117 months or almost 10 years to pay off the

    dishwasher...that is if you pay for it in cash not credit. My thought

    here is she really WANTS a dishwasher and is trying to justify buying

    one calling it a necessity.



    I have to admit, I love my cellphone and it is really convenient

    owning one. I like being able to reach anyone at any time I want to

    by simply grabbing it out of my purse. Heck, I work very hard and

    even feel I deserve having a cellphone. But do I truly NEED that

    cellphone??? Well I guess if I had to decide between paying the

    electric bill and having a cellphone I would have to say no.



    Another thing I really WANT and not NEED is cable TV. Yeah we only

    get crappy reception and only 5 channels and this is our only form of

    entertainment but do I really NEED cable TV? Again if it was between

    eating and watching TV I would have to say I could live without

    it...if things were really bad I could even sell the TV to pay the bills.



    I'm not saying for some people having a cellphone or dishwasher is

    purely a WANT because my husband was a self-employed trucker and it


    was a necessity for his job. I also have a friend on chemo who uses

    her dishwasher to sterilize dishes to keep her from getting infections

    but, I just want to clarify in my mind if I make a choice to buy

    something is it truly a need vs a want.



    We all make choices and I am trying to get out of debt and need to

    reflect once in a while why I am in such debt. Do my wants out weigh

    my needs and cause further debt?








  2. #2
    chad wieberg
    Guest

    Default Need vs Want

    Well Said.

    Chad


    ----- Original Message ----
    From: sportsalibi <sportsalibi@yahoo.com>
    To: Budget101_@yahoogroups.com
    Sent: Friday, February 15, 2008 9:25:12 AM
    Subject: Budget101.com : Need vs Want





    Watching the conversations on the list regarding cell phones brought
    to mind a question I recently had to ask my daughter in law. She
    claims she absolutely NEEDS a dishwasher because it "saves money".
    The fact is that they are not even able to pay basic needs such as
    housing, utilities and food but she needs a dishwasher to save money
    on the water bill. There have been many discussions on many lists I
    am on but I am still having problems figuring out how buying a
    dishwasher, even an inexpensive one for $350 plus delivery, plus
    installation etc saves money. In our area the average conservative
    water bill is $30. If a dishwasher "saves" 10% off that bill or $3 a
    month it would take 117 months or almost 10 years to pay off the
    dishwasher.. .that is if you pay for it in cash not credit. My thought
    here is she really WANTS a dishwasher and is trying to justify buying
    one calling it a necessity.

    I have to
    admit, I love my cellphone and it is really convenient
    owning one. I like being able to reach anyone at any time I want to
    by simply grabbing it out of my purse. Heck, I work very hard and
    even feel I deserve having a cellphone. But do I truly NEED that
    cellphone??? Well I guess if I had to decide between paying the
    electric bill and having a cellphone I would have to say no.

    Another thing I really WANT and not NEED is cable TV. Yeah we only
    get crappy reception and only 5 channels and this is our only form of
    entertainment but do I really NEED cable TV? Again if it was between
    eating and watching TV I would have to say I could live without
    it...if things were really bad I could even sell the TV to pay the bills.

    I'm not saying for some people having a cellphone or dishwasher is
    purely a WANT because my husband was a self-employed trucker and it
    was a necessity for his job. I also have a friend on chemo who
    uses
    her dishwasher to sterilize dishes to keep her from getting infections
    but, I just want to clarify in my mind if I make a choice to buy
    something is it truly a need vs a want.

    We all make choices and I am trying to get out of debt and need to
    reflect once in a while why I am in such debt. Do my wants out weigh
    my needs and cause further debt?






  3. #3
    donnalawn@verizon.net>
    Guest

    Default Need vs Want

    I've never had or wanted a dishwasher so I would definitely say its not a need.

    People say that if I got one I'd soon be lost without it. Maybe, I don't know. I

    actually find washing dishes kind of relaxing and I also get help with them from

    my daughters.



    I also don't have cable. My husband nags me about it because of the lack of

    choice and reception but there is only one company to choose from at the time

    (Comcast) and they are just too expensive. We did have them and the service was

    unreliable at times. Maybe when there is a bit of competition in the area, that

    will all change?





    =====================

    From: sportsalibi <sportsalibi@yahoo.com>

    Date: 2008/02/15 Fri AM 09:25:12 CST

    To: Budget101_@yahoogroups.com

    Subject: Budget101.com : Need vs Want





    Watching the conversations on the list regarding cell phones brought

    to mind a question I recently had to ask my daughter in law. She

    claims she absolutely NEEDS a dishwasher because it "saves money".

    The fact is that they are not even able to pay basic needs such as

    housing, utilities and food but she needs a dishwasher to save money

    on the water bill. There have been many discussions on many lists I

    am on but I am still having problems figuring out how buying a

    dishwasher, even an inexpensive one for $350 plus delivery, plus

    installation etc saves money. In our area the average conservative

    water bill is $30. If a dishwasher "saves" 10% off that bill or $3 a

    month it would take 117 months or almost 10 years to pay off the

    dishwasher...that is if you pay for it in cash not credit. My thought

    here is she really WANTS a dishwasher and is trying to justify buying

    one calling it a necessity.



    I have to admit, I love my cellphone and it is really convenient

    owning one. I like being able to reach anyone at any time I want to

    by simply grabbing it out of my purse. Heck, I work very hard and

    even feel I deserve having a cellphone. But do I truly NEED that

    cellphone??? Well I guess if I had to decide between paying the

    electric bill and having a cellphone I would have to say no.



    Another thing I really WANT and not NEED is cable TV. Yeah we only

    get crappy reception and only 5 channels and this is our only form of

    entertainment but do I really NEED cable TV? Again if it was between

    eating and watching TV I would have to say I could live without

    it...if things were really bad I could even sell the TV to pay the bills.



    I'm not saying for some people having a cellphone or dishwasher is

    purely a WANT because my husband was a self-employed trucker and it

    was a necessity for his job. I also have a friend on chemo who uses

    her dishwasher to sterilize dishes to keep her from getting infections

    but, I just want to clarify in my mind if I make a choice to buy

    something is it truly a need vs a want.



    We all make choices and I am trying to get out of debt and need to

    reflect once in a while why I am in such debt. Do my wants out weigh

    my needs and cause further debt?












  4. #4
    Beth Eberhardt
    Guest

    Default Need vs Want

    I agree entirely with what you said. I really want a dishwasher and I really do need one right now because the pain from my arthritis causes me a lot of problems when I have to stand for a long period of time. Do I want to do as you say and overload myself with bills? No, I do not. I do not have cable and we are down to watching mostly nothing because in my town we do not get reception at allexcept through cable or satellite. I find that I read more and I need to do that since I am going to school online. I do not have a cell phone, but I do not have a car to get stranded in or worry about breaking down. I do have to worry about a taxi to carry me places and that is inconvenient plus costly. If I can live without what I want, and I can live without even the food we need, then yes she can definitely live with a dishwasher.



    On Fri, Feb 15, 2008 at 10:25 AM, sportsalibi <sportsalibi@yahoo.com> wrote:








    Watching the conversations on the list regarding cell phones brought
    to mind a question I recently had to ask my daughter in law. She
    claims she absolutely NEEDS a dishwasher because it "saves money".

    The fact is that they are not even able to pay basic needs such as
    housing, utilities and food but she needs a dishwasher to save money
    on the water bill. There have been many discussions on many lists I
    am on but I am still having problems figuring out how buying a

    dishwasher, even an inexpensive one for $350 plus delivery, plus
    installation etc saves money. In our area the average conservative
    water bill is $30. If a dishwasher "saves" 10% off that bill or $3 a
    month it would take 117 months or almost 10 years to pay off the

    dishwasher...that is if you pay for it in cash not credit. My thought
    here is she really WANTS a dishwasher and is trying to justify buying
    one calling it a necessity.

    I have to admit, I love my cellphone and it is really convenient

    owning one. I like being able to reach anyone at any time I want to
    by simply grabbing it out of my purse. Heck, I work very hard and
    even feel I deserve having a cellphone. But do I truly NEED that
    cellphone??? Well I guess if I had to decide between paying the

    electric bill and having a cellphone I would have to say no.

    Another thing I really WANT and not NEED is cable TV. Yeah we only
    get crappy reception and only 5 channels and this is our only form of
    entertainment but do I really NEED cable TV? Again if it was between

    eating and watching TV I would have to say I could live without
    it...if things were really bad I could even sell the TV to pay the bills.

    I&#39;m not saying for some people having a cellphone or dishwasher is

    purely a WANT because my husband was a self-employed trucker and it
    was a necessity for his job. I also have a friend on chemo who uses
    her dishwasher to sterilize dishes to keep her from getting infections
    but, I just want to clarify in my mind if I make a choice to buy

    something is it truly a need vs a want.

    We all make choices and I am trying to get out of debt and need to
    reflect once in a while why I am in such debt. Do my wants out weigh
    my needs and cause further debt?







  5. #5
    Suzanne Fesmire Gibbons
    Guest

    Default Need vs Want

    I've been thinking alot about need vs. want as my

    budget has gotten tighter and tighter. I'm in graduate

    school full-time, am doing an intense internship this

    semester, and am a single mother to a toddler. I have

    cut back almost entirely on things that used to give

    me pleasure, due to both time and money constraints.

    And what I'm finding is that I start to feel like I

    have nothing to look forward to.



    I used to do rubber-stamping, and would get

    ridiculously excited about buying a new $8 stamp and

    thinking of creative ways to use it. I love hot

    chocolate and used to occasionally treat myself to it

    at Dunkin Donuts. And when I bought thank you notes,

    if the design I really liked was a couple dollars

    more, I just got it. Occasionally there would be a

    nice, soft sweater at Marshalls or TJ Maxx for $25

    that I couldn't resist. For the most part, my

    indulgences were quite small. But, unless I want to go

    into debt for them, they're too big now. It's just

    kind of depressing.



    Maybe we should start a thread suggesting cheaper

    substitutes for the indulgences we enjoy. Sometimes

    the cheaper version feels just that - cheap. And

    sometimes doing things the frugal way takes time that

    we don't have. But I would still like to hear what

    others have to say...maybe there are some tricks that

    I don't know!



    Suzanne



    Join this group to find out about local deals and bargains:

    http://groups.yahoo.com/group/frugalinmassachusetts/











    __________________________________________________ ______________________________\

    ____












  6. #6
    mem68
    Guest

    Default Need vs Want

    Suzanne, Knowing that you are only going to deprive yourself until you get

    thru school should help.

    You can rubber stamp on plain paper for stationary, gift paper, window shop

    for ideas, use clothes you have to mk other things for you and your

    daughter-pillows,throws,napkins,hankies,house shoes from blankets,

    Take a second look at everything that you are going to toss.

    Yesterday (after being sick for 3 weeks) my 10 yo son and I gathered pine

    needles and put around our rose bushes. We had fun together on our

    outing.Did not take long and was free.

    Today we have been to the library for movies. Another freebie.

    ----- Original Message -----

    From: "Suzanne Fesmire Gibbons" <pseuzanne@yahoo.com>

    To: <Budget101_@yahoogroups.com>

    Sent: Saturday, February 16, 2008 10:22 AM

    Subject: Budget101.com : Re:Need vs Want





    > I've been thinking alot about need vs. want as my

    > budget has gotten tighter and tighter. I'm in graduate

    > school full-time, am doing an intense internship this








  7. #7
    Shussy Sassmannshausen
    Guest

    Default Need vs Want

    Excellent suggestion.
    Shussy


    On Feb 16, 2008 9:22 AM, Suzanne Fesmire Gibbons <pseuzanne@yahoo.com> wrote:
    snipped.....


    Maybe we should start a thread suggesting cheaper
    substitutes for the indulgences we enjoy. Sometimes

    the cheaper version feels just that - cheap. And
    sometimes doing things the frugal way takes time that
    we don&#39;t have. But I would still like to hear what
    others have to say...maybe there are some tricks that

    I don&#39;t know!

    Suzanne

    [/quote]



  8. #8
    Jessica Guzik
    Guest

    Default Need vs Want

    After our dishwasher was installed our water bill went down $12.00 a month (and it's used daily). We bought an energy star dishwasher for around $400 & installed it ourselves. The monthly savings on our water bill is nice & we were able to pay off the dishwasher fairly quickly but like you said if your having to pay it off over time it will take a long time to actually save any money by having it. Jessica G

    &#32;
    Be a better friend, newshound, and know-it-all with Yahoo! Mobile. [/url] "] Try it now.[/url]


 

 
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