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  1. #1
    pseuzanne
    Guest

    Default Planning and self-restraint

    My mom got a $50 gift card to Lord & Taylor (upscale department store)

    in the mail as a promotion. There was no minimum purchase required. She

    generously gave it to me, because she really didn't need anything. I

    really didn't want to wind up spending money just because I had a gift

    card (which always seems to happen), and I think I was pretty

    successful. I went to the mall after having lunch, so I wouldn't be

    tempted to eat at the food court - and blow $8. I purchased a sweater

    for myself, and red plaid pajamas for my daughter (which will be

    perfect for Christmas morning - and the rest of the winter of course).

    They were both on sale, so all I had to pay was 98 cents. I was on a

    mission, so I walked right past the other stores and came back

    home...victory!



    As a side note, I was appalled at the regular retail prices in the

    department store. I guess I've spent too much time in consignment

    shops! They wanted $40 for a cute little sweater for my daughter.

    Sweaters for myself were $80 - $140.



    Suzanne








  2. #2
    Ria
    Guest

    Default Planning and self-restraint

    Good for you, for maintaining your position of not

    wanting to spend money just because you had a gift

    card. Way to go!!!



    I, too, am amazed at how upscale department stores can

    charge such outrageous prices for clothing -

    especially when it comes to young children who outgrow

    them or dirty them so easily and quickly.



    Ria





    --- pseuzanne <pseuzanne@yahoo.com> wrote:



    > My mom got a $50 gift card to Lord & Taylor (upscale

    > department store)

    > in the mail as a promotion. There was no minimum

    > purchase required. She

    > generously gave it to me, because she really didn't

    > need anything. I

    > really didn't want to wind up spending money just

    > because I had a gift

    > card (which always seems to happen), and I think I

    > was pretty

    > successful. I went to the mall after having lunch,

    > so I wouldn't be

    > tempted to eat at the food court - and blow $8. I

    > purchased a sweater

    > for myself, and red plaid pajamas for my daughter

    > (which will be

    > perfect for Christmas morning - and the rest of the

    > winter of course).

    > They were both on sale, so all I had to pay was 98

    > cents. I was on a

    > mission, so I walked right past the other stores and

    > came back

    > home...victory!

    >

    > As a side note, I was appalled at the regular retail

    > prices in the

    > department store. I guess I've spent too much time

    > in consignment

    > shops! They wanted $40 for a cute little sweater for

    > my daughter.

    > Sweaters for myself were $80 - $140.

    >

    > Suzanne

    >

    >









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    ____

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  3. #3
    Andrea
    Guest

    Default Planning and self-restraint




    <TD id="INCREDITEXTREGION" style="FONT-SIZE: 12pt;DIRECTION: ltr;" width="100%">
    Try shopping at Walmart oranother discount department store and always make a LIST . At Walmart I get pants and shirts for my 5 yr old for $4.00each. They are cute and stylish. Dresses skirts and the like are no more than $12.00. I stay away FROM the Mall Myself with seven kids a trip to the food court will cost me around 60 to 70 dollars. I don't think so. I'd much rather cook at home so that way I know what's going into my kids bodies. ANd if you think you don't have time to cook because of work errands etc. Try a slow cooker.


    <DIV id="INCREDISIGNATUREID">
    -------Original Message-------


    From: pseuzanne
    Date: 10/7/2007 2:37:15 PM
    To: Budget101_@yahoogroups.com
    Subject: Budget101.com : Planning and self-restraint




    My mom got a $50 gift card to Lord & Taylor (upscale department store)
    in the mail as a promotion. There was no minimum purchase required. She
    generously gave it to me, because she really didn't need anything. I
    really didn't want to wind up spending money just because I had a gift
    card (which always seems to happen), and I think I was pretty
    successful. I went to the mall after having lunch, so I wouldn't be
    tempted to eat at the food court - and blow $8. I purchased a sweater
    for myself, and red plaid pajamas for my daughter (which will be
    perfect for Christmas morning - and the rest of the winter of course).
    They were both on sale, so all I had to pay was 98 cents. I was on a
    mission, so I walked right past the other stores and came back
    home...victory!

    As a side note, I was appalled at the regular retail prices in the
    department store. I guess I've spent too much time in consignment
    shops! They wanted $40 for a cute little sweater for my daughter.
    Sweaters for myself were $80 - $140.

    Suzanne












  4. #4
    Andrea
    Guest

    Default Planning and self-restraint




    <TD id="INCREDITEXTREGION" style="FONT-SIZE: 12pt;DIRECTION: ltr;" width="100%">
    A showof good restraint would be to go and get yourself something with the gift card and not go over your amount or spend more money.


    <DIV id="INCREDISIGNATUREID">
    -------Original Message-------


    From: pseuzanne
    Date: 10/7/2007 2:37:15 PM
    To: Budget101_@yahoogroups.com
    Subject: Budget101.com : Planning and self-restraint




    My mom got a $50 gift card to Lord & Taylor (upscale department store)
    in the mail as a promotion. There was no minimum purchase required. She
    generously gave it to me, because she really didn't need anything. I
    really didn't want to wind up spending money just because I had a gift
    card (which always seems to happen), and I think I was pretty
    successful. I went to the mall after having lunch, so I wouldn't be
    tempted to eat at the food court - and blow $8. I purchased a sweater
    for myself, and red plaid pajamas for my daughter (which will be
    perfect for Christmas morning - and the rest of the winter of course).
    They were both on sale, so all I had to pay was 98 cents. I was on a
    mission, so I walked right past the other stores and came back
    home...victory!

    As a side note, I was appalled at the regular retail prices in the
    department store. I guess I've spent too much time in consignment
    shops! They wanted $40 for a cute little sweater for my daughter.
    Sweaters for myself were - 0.


    Suzanne












  5. #5
    herberkids3
    Guest

    Default Planning and self-restraint

    I agree- upscale prices can be HORRID to those of us who are used to

    being frugal. I love shopping at Khols, but refuse to pay full price

    for a single item in that store, because even though they aren't

    considered high price, they ARE much higher than places like Wal-

    mart or Target.



    --- In Budget101_@yahoogroups.com, "pseuzanne" <pseuzanne@...> wrote:

    >

    > My mom got a $50 gift card to Lord & Taylor (upscale department

    store)

    > in the mail as a promotion. There was no minimum purchase

    required. She

    > generously gave it to me, because she really didn't need anything.

    I

    > really didn't want to wind up spending money just because I had a

    gift

    > card (which always seems to happen), and I think I was pretty

    > successful. I went to the mall after having lunch, so I wouldn't

    be

    > tempted to eat at the food court - and blow $8. I purchased a

    sweater

    > for myself, and red plaid pajamas for my daughter (which will be

    > perfect for Christmas morning - and the rest of the winter of

    course).

    > They were both on sale, so all I had to pay was 98 cents. I was on

    a

    > mission, so I walked right past the other stores and came back

    > home...victory!

    >

    > As a side note, I was appalled at the regular retail prices in the

    > department store. I guess I've spent too much time in consignment

    > shops! They wanted $40 for a cute little sweater for my daughter.

    > Sweaters for myself were $80 - $140.

    >

    > Suzanne

    >










  6. #6
    Ria
    Guest

    Default Planning and self-restraint

    I think she did even better than that by getting

    something for herself (well deserved, since it was

    given to her) PLUS she got a gift for her

    daughter...and only spent under $1 over the gift card

    amount. Very hard to spend the exact amount.



    Victory all around!!



    --- Andrea <AJLang8371@comcast.net> wrote:



    > A show of good restraint would be to go and get

    > yourself something with the

    > gift card and not go over your amount or spend more

    > money.

    >

    >

    > -------Original Message-------

    >

    > From: pseuzanne

    > Date: 10/7/2007 2:37:15 PM

    > To: Budget101_@yahoogroups.com

    > Subject: Budget101.com : Planning and self-restraint

    >

    > My mom got a $50 gift card to Lord & Taylor (upscale

    > department store)

    > in the mail as a promotion. There was no minimum

    > purchase required. She

    > generously gave it to me, because she really didn't

    > need anything. I

    > really didn't want to wind up spending money just

    > because I had a gift

    > card (which always seems to happen), and I think I

    > was pretty

    > successful. I went to the mall after having lunch,

    > so I wouldn't be

    > tempted to eat at the food court - and blow $8. I

    > purchased a sweater

    > for myself, and red plaid pajamas for my daughter

    > (which will be

    > perfect for Christmas morning - and the rest of the

    > winter of course).

    > They were both on sale, so all I had to pay was 98

    > cents. I was on a

    > mission, so I walked right past the other stores and

    > came back

    > home...victory!

    >

    > As a side note, I was appalled at the regular retail

    > prices in the

    > department store. I guess I've spent too much time

    > in consignment

    > shops! They wanted $40 for a cute little sweater for

    > my daughter.

    > Sweaters for myself were $80 - $140.

    >

    > Suzanne

    >

    >

    >

    >









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  7. #7
    donnalawn@verizon.net>
    Guest

    Default Planning and self-restraint

    I agree, that was total success, in my book! That food court really can be the

    downfall of any shopping trip. You can get GOOD clothes for really good prices

    if you know where to look at a mall, but its the extras that can cost you in the

    long run. I know one thing, a solitary mall trip is MUCH less expensive than one

    with any one of my daughters!



    Donna



    =====================

    From: Ria <aweea_aka_awa@yahoo.com>

    Date: 2007/10/07 Sun PM 10:25:36 CDT

    To: Budget101_@yahoogroups.com






  8. #8
    donnalawn@verizon.net>
    Guest

    Default Planning and self-restraint

    Kohls has high retail prices but their sales are among the absolute best around

    and it is quality clothing. I get good clearance prices at Target also. I am the

    clearance queen. I love a great bargain on something I need. Its the best.



    Donna



    ===================

    From: herberkids3 <herberkids3@yahoo.com>

    Subject: Budget101.com : Re: Planning and self-restraint





    I agree- upscale prices can be HORRID to those of us who are used to

    being frugal.



    <snipped for brevity by mods>






 

 
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