help with starting a budget

can anyone help me with how to start a budget ? Is there any free printable forms or anything i can use ? Any tips would be appreciated.

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  1. #1
    kygirl28us
    Guest

    Default help with starting a budget

    can anyone help me with how to start a budget ? Is there any free

    printable forms or anything i can use ? Any tips would be appreciated.








  2. #2
    Karen
    Guest

    Default help with starting a budget

    My system:



    1. Master List - You have a different page for each month or if you

    only have a few bills you might put 2 months on a page.



    BILL Due Date Usual Amt Date Paid Amt Paid Balance



    rent 1st $500 1st $500

    electric 10th 100 5th 97.50

    credit card 20th 50 15th 45.00 247.50





    2. Make a list of every bill you have and don't forget things like

    groceries, allowances, target/walmart, petfood, gasoline,haircuts

    Now write down on another paper your paydays and amount - then

    keeping the due dates in mind make out your budget.



    I get paid on 1st Hubby gets paid on 5th

    $500 $500

    Rent $500 electric $100

    groceries $150

    allowances $50

    credit card #1 $50





    I get paid on 15th Hubby on 20th

    $500 $500

    gasoline $200 groceries $250

    credit card #2 $100 allowances $50





    Then when you get your check you go down the list and be sure you pay

    with that check what is on that weeks list. Write everything down on

    your master list. The master list has actually saved me paying late

    fees when a bill was lost in the mail. I sat down to pay it and

    didn't have a bill - checked my master list and saw that I hadn'tpaid

    it so I called the company and they sent me a duplicate bill - NO

    late fees because I caught it in time!!

    Be sure to put some in savings if you can - most of the years my kids

    were small there was barely enough to pay bills, allowances for hubby

    and myself were very small but as kids left home it got better!

    KarenMO








  3. #3
    Liss
    Guest

    Default help with starting a budget


    <DIV dir="ltr" align="left"><SPAN class="125083121-07092007">>>can anyone help me with how to start a budget ? Is there any free
    printable forms or anything i can use ? Any tips would be appreciated.<
    <DIV dir="ltr" align="left"><SPAN class="125083121-07092007">
    <DIV dir="ltr" align="left"><SPAN class="125083121-07092007">
    <DIV dir="ltr" align="left">http://www.budget101.com/financial_info.htm<SPAN class="125083121-07092007">- Budgeting Worksheets, Budgets by category, financial articles, financial calculators, etc
    <DIV dir="ltr" align="left"><SPAN class="125083121-07092007">
    <DIV dir="ltr" align="left"><SPAN class="125083121-07092007">Along with Free Printable budgets
    <DIV dir="ltr" align="left"><SPAN class="125083121-07092007">
    <DIV dir="ltr" align="left"><SPAN class="125083121-07092007">~Liss
    <DIV dir="ltr" align="left"><SPAN class="125083121-07092007">




    <DIV style="FONT-SIZE: 1px;COLOR: #fff;"><SPAN class="125083121-07092007"><FONT face="Century" color="#000000" size="3">
    <DIV style="FONT-SIZE: 1px;COLOR: #fff;"><SPAN class="125083121-07092007">.




 

 

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