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  1. #1
    debbie_hoff
    Guest

    Default OP: $32K/yr (Low Cost of Living)

    As I read through the postings related to the $32K/yr budget, it got me

    thinking...where are the low cost of living areas? We are in the

    process of selling our house and would LOVE to find a place where there

    exists affordable housing; where the dollar can be really

    stretched/maximized. Post where you are, what size house (sq. ft/#

    bedrooms, etc), jobs/income, parks/nature area, etc. Maybe we could

    all see where the lower cost of living places are and maybe we could

    all benefit somehow from this info.



    Thanks SO much!









  2. #2
    lisa griffeth
    Guest

    Default OP: $32K/yr (Low Cost of Living)

    We are one hour north of Atlanta GA- 1700 sq foot 3 bdrm, 2ba on a 1 acre lot- walking distance to all three city schools, city library, city ball fields, tennis courts and grocery store- <15> year mortgage w/all taxs included: 998 mo HTH Lisa G.





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  3. #3
    Lois
    Guest

    Default OP: $32K/yr (Low Cost of Living)

    You will want to remember that lower cost of living areas also mean lower paying jobs. For example -A Walmart clerk in California will make much more than one in Missouri - where the COL is much lower.

    debbie_hoff <debbie_hoff@yahoo.com> wrote: As I read through the postings related to the $32K/yr budget, it got me
    thinking...where are the low cost of living areas? We are in the
    process of selling our house and would LOVE to find a place where there
    exists affordable housing; where the dollar can be
    really
    stretched/maximized. Post where you are, what size house (sq. ft/#
    bedrooms, etc), jobs/income, parks/nature area, etc. Maybe we could
    all see where the lower cost of living places are and maybe we could
    all benefit somehow from this info.

    Thanks SO much!






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  4. #4
    Herlean
    Guest

    Default OP: $32K/yr (Low Cost of Living)

    There is a calculator at www.money.com that lets you put in where you currently live vs. where you would like to move to, enter in your income and it will tell you how much more or less money it will take to live in another area of the country.

    We live in Ohio. We have a lower cost of living than either coast. One thing I have discovered when I have looked at other places to live. If the weather is "great" most of the year, esp. towards the warmer end of the spectrum, it costs more to live there. Think, California, Florida, anything on the ocean, "popular" places too. Not terribly warm year round, but New England (New York, New Jersey, Massachusetts, New Hampshire) is pretty pricey is many areas.

    If you can, catch a few episodes of HGTV's "What You Get For the Money" show. It also airs on Fine Living Network (if you have cable/satellite). It does a brief bit of the comparing for you.

    2,000 square feet
    near an urban area will cost you more usually than 2,000 in the country. If you are so far out, you can't get a gas line put in, or can't get pizza delivery, you can get property for a lower price. At least that is what we have found here in this area.

    We have a 40 year old house. The same size house brand spanking new costs about $35,000 - $75,000 or more than ours depending on the options you put in. There are houses available right now that have indoor swimming pools, bowling alleys, movie theater rooms, game rooms, "extra" rooms, every bedroom has a walk in closet with fancy organizers from California Closet or a similar company, kitchens Wolfgang Puck would dream of, but they will cost you. On the other hand, there are homes that are older in age, or have not been "upgraded" and they will cost you less, but you will have to do the upgrading projects yourself. We have a great house, but cosmetically, we are doing project after
    project. The floors need to be done. The wall-to-wall carpet will be out of 90% of our home when we are done. A good deal of the things will be done by us. The labor costs are really expensive.

    Herlean

    debbie_hoff <debbie_hoff@yahoo.com> wrote: As I read through the postings related to the $32K/yr budget, it got me
    thinking...where are the low cost of living areas? We are in the
    process of selling our house and would LOVE to find a place where there
    exists affordable housing; where the dollar can be really
    stretched/maximized. Post where you are, what size house (sq. ft/#
    bedrooms, etc), jobs/income, parks/nature area, etc. Maybe we could
    all see where the lower cost of living places are and maybe we could
    all benefit somehow from this info.

    Thanks SO
    much!



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  5. #5
    Amanda Graham
    Guest

    Default Re: OP: $32K/yr (Low Cost of Living)

    I live in central KY. Between myself and my fiancee,

    we bring home about 3100 per month. Our bills

    (mortgage, insurance, car pymt, elec, water, phone and

    internet, satellite tv, cell phone) are 1250 per

    month. the mortgage on our rental property is $315

    per month (incl. taxes and insurance), our renters pay

    $450 per month. This house is located in town,

    walking distance to everything. It is a 2 bedroom, 1

    bath, on .25 acre lot, house is 950 sq. ft.

    the house we live in is 1300 sq ft, 3 bedroom, 2

    bathroom, w/attached one car garage on 1.5 acres. It

    is about 6 miles from town. Jobs around here are

    pretty decent, mostly factory work (automotive) but it

    pays well.

    Amanda







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  6. #6
    armstrca
    Guest

    Default OP: $32K/yr (Low Cost of Living)

    <DIV dir="ltr" align="left"><SPAN class="464011415-03072007">I haven't seen much said about Texas... the cost of living is lower here (I am in a suburb of Houston) and the houses are cheaper, too (much cheaper then Calif or the east coast (NY, NJ... etc..)). But, it all depends on what neighborhood you are in, just like anywhere else. Some are more expensive, some less, some houses bigger, some smaller.







    From: Budget101_@yahoogroups.com [mailto:Budget101_@yahoogroups.com] On Behalf Of Herlean
    Sent: Sunday, July 01, 2007 7:26 PM
    To: Budget101_@yahoogroups.com
    Subject: Re: Budget101.com : OP: $32K/yr (Low Cost of Living)<SPAN class="464011415-03072007">
    <SPAN class="464011415-03072007">
    There is a calculator at www.money.com that lets you put in where you currently live vs. where you would like to move to, enter in your income and it will tell you how much more or less money it will take to live in another area of the country.



  7. #7
    TIMANDLOUANN@AOL.COM
    Guest

    Default Re: OP: $32K/yr (Low Cost of Living)


    Amanda where are you from? We are from
    Nicholasville!
    Lou Ann





    -----Original Message-----

    From: Amanda Graham <aleigh42718@yahoo.com>

    To: Budget101_@yahoogroups.com

    Sent: Tue, 3 Jul 2007 9:04 am

    Subject: Budget101.com : Re: OP: $32K/yr (Low Cost of Living)




    <div id="AOLMsgPart_2_4032b86a-f0c9-4ecd-85d1-9c804470c8c9">



    I live in central KY. Between myself and my fiancee,

    we bring home about 3100 per month. Our bills

    (mortgage, insurance, car pymt, elec, water, phone and

    internet, satellite tv, cell phone) are 1250 per

    month. the mortgage on our rental property is $315

    per month (incl. taxes and insurance), our renters pay

    $450 per month. This house is located in town,

    walking distance to everything. It is a 2 bedroom, 1

    bath, on .25 acre lot, house is 950 sq. ft.

    the house we live in is 1300 sq ft, 3 bedroom, 2

    bathroom, w/attached one car garage on 1.5 acres. It

    is about 6 miles from town. Jobs around here are

    pretty decent, mostly factory work (automotive) but it

    pays well.

    Amanda



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  8. #8
    koolkat31272
    Guest

    Default OP: $32K/yr (Low Cost of Living)

    I'm in San Antonio and my uncle from Sacramento just purchased a

    2500 sq ft home 4 bdrm, 3.5 bath, 2 car garage for $168,000. He

    says a home that size in Elk Grove (just outside of Sacramento would

    run close to $500,000. Their gas is currently $3.04/gal and we are

    $2.82. I work as a medical transcriptionist in pathology to be

    exact and my coworker in CA is now making $25/hr and I am making

    $18/hr here in Tx. So everything is relative. And it is the same

    in San Antonio as Houston, gas on one side of town can literally be

    $0.10/gal more than the other side. And you know auto insurance

    just like home owners insurance plays a part in the part of town you

    live in as well.



    Just to put this out there....We are renting a 1700 sq/ft 5 yr/old

    home, 4 bdrm, 1.5 car garage, 2.5 bath corner lot for $950.



    Catherine

    --- In Budget101_@yahoogroups.com, "armstrca" <carmstr1@...> wrote:

    >

    > I haven't seen much said about Texas... the cost of living is

    lower here

    > (I am in a suburb of Houston) and the houses are cheaper, too (much

    > cheaper then Calif or the east coast (NY, NJ... etc..)). But, it

    all

    > depends on what neighborhood you are in, just like anywhere

    else. Some

    > are more expensive, some less, some houses bigger, some smaller.

    >

    >

    > From: Budget101_@yahoogroups.com

    [mailto:Budget101_@yahoogroups.com] On

    > Behalf Of Herlean

    > Sent: Sunday, July 01, 2007 7:26 PM

    > To: Budget101_@yahoogroups.com

    > Subject: Re: Budget101.com : OP: $32K/yr (Low Cost of Living)

    > There is a calculator at www.money.com that lets you put in where

    you

    > currently live vs. where you would like to move to, enter in your

    income

    > and it will tell you how much more or less money it will take to

    live in

    > another area of the country.

    >










 

 
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