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  1. #1
    Pat
    Guest

    Default Buying a used vehicle

    I am looking for a used vehicle to replace one that was involved in a

    wreck. The one involved in the wreck is a 1982 chevrolet full size

    truck. I can still drive it; it has been wrecked on one side all the

    way down. The insurance company made it a salvage vehicle. I will be

    getting around $10,250.00 from the insurance company. I have no

    experience buying a used vehicle. The ones we have have been passed

    down from family members. I will have only the money from the insurance

    company ($10,250.0) to buy a vehicle and plan to pay cash for it. I

    have no extra money to make payments. Is it better to buy from an

    individual that owns the vehicle he is selling or to buy from a car

    dealer? Will the car dealers give you a discount for paying cash and

    how much would the taxes, etc. I would have to pay extra for from a

    dealership? I live in N.C. Any advice anyone can give me will be


    greatly appreciated.








  2. #2
    Jessica Guzik
    Guest

    Default Buying a used vehicle

    Do you have a Carmax in your area? Both of my sisters have had really good luck with Carmax. Good luck! Jessica - mom to Teddy & Delcie (almost 3!) and 1 on the way

     
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  3. #3
    nowurcooking75
    Guest

    Default Buying a used vehicle

    --- In Budget101_@yahoogroups.com, "Pat" <pwj27214@...> wrote:

    >

    > I am looking for a used vehicle to replace one that was involved in a

    > wreck. The one involved in the wreck is a 1982 chevrolet full size

    > truck. I can still drive it; it has been wrecked on one side all the

    > way down. The insurance company made it a salvage vehicle. I will be

    > getting around $10,250.00 from the insurance company. I have no

    > experience buying a used vehicle. The ones we have have been passed

    > down from family members. I will have only the money from the

    insurance

    > company ($10,250.0) to buy a vehicle and plan to pay cash for it. I

    > have no extra money to make payments. Is it better to buy from an

    > individual that owns the vehicle he is selling or to buy from a car

    > dealer? Will the car dealers give you a discount for paying cash and

    > how much would the taxes, etc. I would have to pay extra for from a

    > dealership? I live in N.C. Any advice anyone can give me will be

    > greatly appreciated.



    You must have some great insurance policy! I was lucky to get $3,000

    for my 1990 car 6 years ago. Here's some links I found which might help

    you out.



    The 1st two sites are Federal Trade Commission websites.

    http://www.ftc.gov/bcp/conline/pubs/autos/usedcar.htm

    http://www.ftc.gov/bcp/conline/pubs/alerts/ucaralrt.htm



    http://www.carbuyingtips.com/used.htm Very extensive website on buying

    cars.



    Buyer Beware!



    "What can I do to put you in this car today?" can be one of the most

    expensive question except maybe, "I do". I've been taken both ways.

    LOL!








  4. #4
    Jennifer Szczytkowski
    Guest

    Default Buying a used vehicle

    First...go to www.kbb.com to investigate prices of used vehicles. This

    website is the one used by car dealers to determine the value of used cars.

    Used cars have two different values...retail and trade-in. When you buy

    from a dealership expect to pay retail for the car. When you buy from an

    individual you would pay somewhere between the trade-in and retail.

    Definetely investigate the price of the car at this website before buying.

    If you can find a car that has been on a dealer's lot for an extended period

    of time you will get a better deal...many dealerships will sell these cars

    at a loss because it costs them money to keep it on the lot. Its possible

    to pay less at a dealership then through an individual but it may involve a

    bit more looking around. Also if you purchase from an individual make sure

    you have the car inspected by a mechanic BEFORE purchasing so you don't get

    any surprises. When purchasing from a reputable dealership you are

    guaranteed a car in good condition but you don't have that same guarantee

    from a private party sale.

    If you have any other questions, my husband is in the car business so we'd

    be happy to answer them )









    Jennifer Thomson

    University Of North Carolina - Chapel Hill

    Neurobiology PhD Program



    1 Cross + 3 nails = 4 giveness











    >From: "Pat" <pwj27214@yahoo.com>

    >Reply-To: Budget101_@yahoogroups.com

    >To: Budget101_@yahoogroups.com

    >Subject: Budget101.com : Buying a used vehicle

    >Date: Mon, 19 Mar 2007 20:39:25 -0000

    >

    >I am looking for a used vehicle to replace one that was involved in a

    >wreck. The one involved in the wreck is a 1982 chevrolet full size

    >truck. I can still drive it; it has been wrecked on one side all the

    >way down. The insurance company made it a salvage vehicle. I will be

    >getting around $10,250.00 from the insurance company. I have no

    >experience buying a used vehicle. The ones we have have been passed


    >down from family members. I will have only the money from the insurance

    >company ($10,250.0) to buy a vehicle and plan to pay cash for it. I

    >have no extra money to make payments. Is it better to buy from an

    >individual that owns the vehicle he is selling or to buy from a car

    >dealer? Will the car dealers give you a discount for paying cash and

    >how much would the taxes, etc. I would have to pay extra for from a

    >dealership? I live in N.C. Any advice anyone can give me will be

    >greatly appreciated.

    >



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  5. #5
    Vickie
    Guest

    Default Buying a used vehicle

    If you buy from an individual it is an AS IS sale. I would check with a car dealership, Ford, Dodge etc...not a tote the note kind of place. Dealerships have a certified mechanic on staff & you may be able to get a warranty. You should be able to get agood vehicle for $10,000.

    Pat <pwj27214@yahoo.com> wrote: I am looking for a used vehicle to replace one that was involved in a
    wreck. The one involved in the wreck is a 1982 chevrolet full size
    truck. I can still drive it; it has been
    wrecked on one side all the
    way down. The insurance company made it a salvage vehicle. I will be
    getting around $10,250.00 from the insurance company. I have no
    experience buying a used vehicle. The ones we have have been passed
    down from family members. I will have only the money from the insurance
    company ($10,250.0) to buy a vehicle and plan to pay cash for it. I
    have no extra money to make payments. Is it better to buy from an
    individual that owns the vehicle he is selling or to buy from a car
    dealer? Will the car dealers give you a discount for paying cash and
    how much would the taxes, etc. I would have to pay extra for from a
    dealership? I live in N.C. Any advice anyone can give me will be
    greatly appreciated.




    &#32;
    Bored stiff? Loosen up...
    Download and play hundreds of games for free on Yahoo! Games.


  6. #6
    MJA
    Guest

    Default Buying a used vehicle

    If you have a CarMax near you, I'd go there. For that sum you would have

    many to choose from and they don't haggle at all, the price you see is the

    price you pay. All are lease turn in's so they are newer cars with low

    mileage. That is where we've bought all our cars from and haven't gotten a

    lemon yet.



    Marie



    -----Original Message-----

    From: Budget101_@yahoogroups.com [mailto:Budget101_@yahoogroups.com] On

    Behalf Of Pat

    Sent: Monday, March 19, 2007 1:39 PM

    To: Budget101_@yahoogroups.com

    Subject: Budget101.com : Buying a used vehicle



    I am looking for a used vehicle to replace one that was involved in a

    wreck. The one involved in the wreck is a 1982 chevrolet full size

    truck. I can still drive it; it has been wrecked on one side all the

    way down. The insurance company made it a salvage vehicle. I will be

    getting around $10,250.00 from the insurance company. I have no

    experience buying a used vehicle. The ones we have have been passed

    down from family members. I will have only the money from the insurance

    company ($10,250.0) to buy a vehicle and plan to pay cash for it. I

    have no extra money to make payments. Is it better to buy from an

    individual that owns the vehicle he is selling or to buy from a car

    dealer? Will the car dealers give you a discount for paying cash and

    how much would the taxes, etc. I would have to pay extra for from a

    dealership? I live in N.C. Any advice anyone can give me will be

    greatly appreciated.









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  7. #7
    Lisa
    Guest

    Default Buying a used vehicle

    Once you have an idea of what type of vehicle you want, go to your

    library and look it up in the Consumer Reports Car Buyers Guide. I've

    found that their reliability reports are quite accurate.



    You will pay more at a dealer, but they usually have some kind of

    warranty (but read the fine print). In any case, take it to a mechanic

    you trust and have the mechanic check it out before you buy it.



    Lisa



    > I am looking for a used vehicle








  8. #8
    Herlean
    Guest

    Default Buying a used vehicle

    Personally, I prefer to buy used cars from private people who are beyond anal about their cars. They tend to maintain them very well. Always have it checked out by a mechanic you trust. Pay for the full diagnostic (or have the seller pay for part or all of it). It is worth finding out what you are facing.

    Don't tell them how much you are willing to pay.

    Do research online. Try bluebook.com, consumer reports (gives history/recommendations) - the car issue is out right now. Call your local bank for a price too, even though you are paying cash. They know prices too.

    Herlean

    Pat <pwj27214@yahoo.com> wrote: I am looking for a used vehicle to replace one that was involved in a
    wreck. The one involved in the wreck is a 1982 chevrolet full size
    truck. I can
    still drive it; it has been wrecked on one side all the
    way down. The insurance company made it a salvage vehicle. I will be
    getting around $10,250.00 from the insurance company. I have no
    experience buying a used vehicle. The ones we have have been passed
    down from family members. I will have only the money from the insurance
    company ($10,250.0) to buy a vehicle and plan to pay cash for it. I
    have no extra money to make payments. Is it better to buy from an
    individual that owns the vehicle he is selling or to buy from a car
    dealer? Will the car dealers give you a discount for paying cash and
    how much would the taxes, etc. I would have to pay extra for from a
    dealership? I live in N.C. Any advice anyone can give me will be
    greatly appreciated.



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