Buying a used vehicle- Budget101 Discussion List

I am looking for a used vehicle to replace one that was involved in a wreck. The one involved in the wreck is a 1982 chevrolet full size truck. I can still drive it; it has been wrecked on one side all the way down. The insurance company made it a salvage vehicle. I will be getting

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  1. #1
    Pat
    Guest

    Default Buying a used vehicle


    I am looking for a used vehicle to replace one that was involved in a

    wreck. The one involved in the wreck is a 1982 chevrolet full size

    truck. I can still drive it; it has been wrecked on one side all the

    way down. The insurance company made it a salvage vehicle. I will be

    getting around $10,250.00 from the insurance company. I have no

    experience buying a used vehicle. The ones we have have been passed

    down from family members. I will have only the money from the insurance

    company ($10,250.0) to buy a vehicle and plan to pay cash for it. I

    have no extra money to make payments. Is it better to buy from an

    individual that owns the vehicle he is selling or to buy from a car

    dealer? Will the car dealers give you a discount for paying cash and

    how much would the taxes, etc. I would have to pay extra for from a

    dealership? I live in N.C. Any advice anyone can give me will be


    greatly appreciated.








  2. #2
    Jessica Guzik
    Guest

    Default Buying a used vehicle


    Do you have a Carmax in your area? Both of my sisters have had really good luck with Carmax. Good luck! Jessica - mom to Teddy & Delcie (almost 3!) and 1 on the way

     
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  3. #3
    nowurcooking75
    Guest

    Default Buying a used vehicle


    --- In Budget101_@yahoogroups.com, "Pat" <pwj27214@...> wrote:

    >

    > I am looking for a used vehicle to replace one that was involved in a

    > wreck. The one involved in the wreck is a 1982 chevrolet full size

    > truck. I can still drive it; it has been wrecked on one side all the

    > way down. The insurance company made it a salvage vehicle. I will be

    > getting around $10,250.00 from the insurance company. I have no

    > experience buying a used vehicle. The ones we have have been passed

    > down from family members. I will have only the money from the

    insurance

    > company ($10,250.0) to buy a vehicle and plan to pay cash for it. I

    > have no extra money to make payments. Is it better to buy from an

    > individual that owns the vehicle he is selling or to buy from a car

    > dealer? Will the car dealers give you a discount for paying cash and

    > how much would the taxes, etc. I would have to pay extra for from a

    > dealership? I live in N.C. Any advice anyone can give me will be

    > greatly appreciated.



    You must have some great insurance policy! I was lucky to get $3,000

    for my 1990 car 6 years ago. Here's some links I found which might help

    you out.



    The 1st two sites are Federal Trade Commission websites.

    http://www.ftc.gov/bcp/conline/pubs/autos/usedcar.htm

    http://www.ftc.gov/bcp/conline/pubs/alerts/ucaralrt.htm



    http://www.carbuyingtips.com/used.htm Very extensive website on buying

    cars.



    Buyer Beware!



    "What can I do to put you in this car today?" can be one of the most

    expensive question except maybe, "I do". I've been taken both ways.

    LOL!








  4. #4
    Jennifer Szczytkowski
    Guest

    Default Buying a used vehicle


    First...go to www.kbb.com to investigate prices of used vehicles. This

    website is the one used by car dealers to determine the value of used cars.

    Used cars have two different values...retail and trade-in. When you buy

    from a dealership expect to pay retail for the car. When you buy from an

    individual you would pay somewhere between the trade-in and retail.

    Definetely investigate the price of the car at this website before buying.

    If you can find a car that has been on a dealer's lot for an extended period

    of time you will get a better deal...many dealerships will sell these cars

    at a loss because it costs them money to keep it on the lot. Its possible

    to pay less at a dealership then through an individual but it may involve a

    bit more looking around. Also if you purchase from an individual make sure

    you have the car inspected by a mechanic BEFORE purchasing so you don't get

    any surprises. When purchasing from a reputable dealership you are

    guaranteed a car in good condition but you don't have that same guarantee

    from a private party sale.

    If you have any other questions, my husband is in the car business so we'd

    be happy to answer them )









    Jennifer Thomson

    University Of North Carolina - Chapel Hill

    Neurobiology PhD Program



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    >From: "Pat" <pwj27214@yahoo.com>

    >Reply-To: Budget101_@yahoogroups.com

    >To: Budget101_@yahoogroups.com

    >Subject: Budget101.com : Buying a used vehicle

    >Date: Mon, 19 Mar 2007 20:39:25 -0000

    >

    >I am looking for a used vehicle to replace one that was involved in a

    >wreck. The one involved in the wreck is a 1982 chevrolet full size

    >truck. I can still drive it; it has been wrecked on one side all the

    >way down. The insurance company made it a salvage vehicle. I will be

    >getting around $10,250.00 from the insurance company. I have no

    >experience buying a used vehicle. The ones we have have been passed


    >down from family members. I will have only the money from the insurance

    >company ($10,250.0) to buy a vehicle and plan to pay cash for it. I

    >have no extra money to make payments. Is it better to buy from an

    >individual that owns the vehicle he is selling or to buy from a car

    >dealer? Will the car dealers give you a discount for paying cash and

    >how much would the taxes, etc. I would have to pay extra for from a

    >dealership? I live in N.C. Any advice anyone can give me will be

    >greatly appreciated.

    >



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  5. #5
    Vickie
    Guest

    Default Buying a used vehicle


    If you buy from an individual it is an AS IS sale. I would check with a car dealership, Ford, Dodge etc...not a tote the note kind of place. Dealerships have a certified mechanic on staff & you may be able to get a warranty. You should be able to get agood vehicle for $10,000.

    Pat <pwj27214@yahoo.com> wrote: I am looking for a used vehicle to replace one that was involved in a
    wreck. The one involved in the wreck is a 1982 chevrolet full size
    truck. I can still drive it; it has been
    wrecked on one side all the
    way down. The insurance company made it a salvage vehicle. I will be
    getting around $10,250.00 from the insurance company. I have no
    experience buying a used vehicle. The ones we have have been passed
    down from family members. I will have only the money from the insurance
    company ($10,250.0) to buy a vehicle and plan to pay cash for it. I
    have no extra money to make payments. Is it better to buy from an
    individual that owns the vehicle he is selling or to buy from a car
    dealer? Will the car dealers give you a discount for paying cash and
    how much would the taxes, etc. I would have to pay extra for from a
    dealership? I live in N.C. Any advice anyone can give me will be
    greatly appreciated.




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  6. #6
    MJA
    Guest

    Default Buying a used vehicle


    If you have a CarMax near you, I'd go there. For that sum you would have

    many to choose from and they don't haggle at all, the price you see is the

    price you pay. All are lease turn in's so they are newer cars with low

    mileage. That is where we've bought all our cars from and haven't gotten a

    lemon yet.



    Marie



    -----Original Message-----

    From: Budget101_@yahoogroups.com [mailto:Budget101_@yahoogroups.com] On

    Behalf Of Pat

    Sent: Monday, March 19, 2007 1:39 PM

    To: Budget101_@yahoogroups.com

    Subject: Budget101.com : Buying a used vehicle



    I am looking for a used vehicle to replace one that was involved in a

    wreck. The one involved in the wreck is a 1982 chevrolet full size

    truck. I can still drive it; it has been wrecked on one side all the

    way down. The insurance company made it a salvage vehicle. I will be

    getting around $10,250.00 from the insurance company. I have no

    experience buying a used vehicle. The ones we have have been passed

    down from family members. I will have only the money from the insurance

    company ($10,250.0) to buy a vehicle and plan to pay cash for it. I

    have no extra money to make payments. Is it better to buy from an

    individual that owns the vehicle he is selling or to buy from a car

    dealer? Will the car dealers give you a discount for paying cash and

    how much would the taxes, etc. I would have to pay extra for from a

    dealership? I live in N.C. Any advice anyone can give me will be

    greatly appreciated.









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  7. #7
    Lisa
    Guest

    Default Buying a used vehicle


    Once you have an idea of what type of vehicle you want, go to your

    library and look it up in the Consumer Reports Car Buyers Guide. I've

    found that their reliability reports are quite accurate.



    You will pay more at a dealer, but they usually have some kind of

    warranty (but read the fine print). In any case, take it to a mechanic

    you trust and have the mechanic check it out before you buy it.



    Lisa



    > I am looking for a used vehicle








  8. #8
    Herlean
    Guest

    Default Buying a used vehicle


    Personally, I prefer to buy used cars from private people who are beyond anal about their cars. They tend to maintain them very well. Always have it checked out by a mechanic you trust. Pay for the full diagnostic (or have the seller pay for part or all of it). It is worth finding out what you are facing.

    Don't tell them how much you are willing to pay.

    Do research online. Try bluebook.com, consumer reports (gives history/recommendations) - the car issue is out right now. Call your local bank for a price too, even though you are paying cash. They know prices too.

    Herlean

    Pat <pwj27214@yahoo.com> wrote: I am looking for a used vehicle to replace one that was involved in a
    wreck. The one involved in the wreck is a 1982 chevrolet full size
    truck. I can
    still drive it; it has been wrecked on one side all the
    way down. The insurance company made it a salvage vehicle. I will be
    getting around $10,250.00 from the insurance company. I have no
    experience buying a used vehicle. The ones we have have been passed
    down from family members. I will have only the money from the insurance
    company ($10,250.0) to buy a vehicle and plan to pay cash for it. I
    have no extra money to make payments. Is it better to buy from an
    individual that owns the vehicle he is selling or to buy from a car
    dealer? Will the car dealers give you a discount for paying cash and
    how much would the taxes, etc. I would have to pay extra for from a
    dealership? I live in N.C. Any advice anyone can give me will be
    greatly appreciated.



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  9. #9
    E Jackson
    Guest

    Default Buying a used vehicle


    USE MY TECHNIQUE IF YOU CAN I had different people stationed at home at a PC waiting for my call I went shop[ping weeks before I had the money to make the cash purchase When I was ready to make purchase I had already researched all the card I was willing to purchase when I got to the dealership I had my son run a check on the car based on the vin number I asked the dealer for the car fax report I test drove the car I checked the web for recalls ( after placing #100 deposit) - seeing to hold onto the car until I was satisfied it was not a lemon I asked a million questions ........................here is what happened to me last month traded
    nissan pathfiner 1997 for $800 got 2003 Ford Explorer 29,000 miles cost me 12 K It is in great condition I think it loves me too ! yeah right -- waiting for the horrible sounds but truck is doing well after almost 3K miles key -- have people to call during the sale to give you advice and be willing to listen to them When they say "get up and walk out of dealership" -- do exactly that --trick to get them to lower price hope this was helpful I have learned to play the game and have done well with working the dealer - turning the tables on them for a change Good luck ! Elaine in Massachusetts

    Herlean <wm_jun99@yahoo.com> wrote: Personally, I prefer to buy used cars from private people who are beyond anal about their cars. They tend to maintain them very well. Always have it checked out by a mechanic you trust. Pay for the full diagnostic (or have the seller pay for part or all of it). It is worth finding out what you are facing.

    Don't tell them how much you are willing to pay.

    Do research online. Try bluebook.com, consumer reports (gives history/recommendations) - the car issue is out right now. Call your local
    bank for a price too, even though you are paying cash. They know prices too.

    Herlean

    Pat <pwj27214@yahoo.com> wrote: <BLOCKQUOTE class="replbq" style="BORDER-LEFT: rgb(16,16,255) 2px solid;">I am looking for a used vehicle to replace one that was involved in a
    wreck. The one involved in the wreck is a 1982 chevrolet full size
    truck. I can still drive it; it has been wrecked on one side all the
    way down. The insurance company made it a salvage vehicle. I will be
    getting around $10,250.00 from the insurance company. I have no
    experience buying a used vehicle. The ones we have have been passed
    down from family members. I will have only the money from the insurance
    company ($10,250.0) to buy a vehicle and plan to pay cash for it. I
    have no extra money to make payments. Is it better to buy from an
    individual that owns the vehicle he is selling or to buy from a car
    dealer? Will the car dealers
    give you a discount for paying cash and
    how much would the taxes, etc. I would have to pay extra for from a
    dealership? I live in N.C. Any advice anyone can give me will be
    greatly appreciated.



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  10. #10
    Summer Nichols
    Guest

    Default Buying a used vehicle




    Ok, never ever go through a car dealership. My advice right off the bat would be that the car dealersare trying to make money above all else for themselves. They DO NOT have your best interest in mind. It is so important that you research for yourself. You will see the difference right away. Our experience has usually never gone well with car dealers and used cars.


    Find a local person in your town, preferably an older person, that is responsible and has cared well for the used car. Most luck I have ever had was through the classified ads in the regular "print" edition paper. The elderly man we purchased from hada record of every oil change and tire rotation he had ever performed for the car, with the receipts attached. We were amazed!!! It was a win, win situation. They needed only one car, we needed their extra. It was honest, upfront, oldfashioned type of doing business. I was really impressed and kept up with the gentleman all this time. His old car has made my day since then!! We love it!!


    Good Luck to you!!

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  11. #11
    Heather
    Guest

    Default Buying a used vehicle


    I second CarMax. I bought my 98 Mazda 626 there, and it's still going

    strong. It had 13K miles on it (in 2001) and was priced very reasonably.

    Didn't have any major problems other than things that just wear out on cars.

    My hubby last year bought a 2005 Kia Sedona from CarMax with about 6K miles

    on it, and he loves it. I can't say they gave us a great deal on our

    trade-ins, but the overall deal worked well for us.



    Heather



    -----Original Message-----

    From: Budget101_@yahoogroups.com [mailto:Budget101_@yahoogroups.com] On

    Behalf Of MJA

    Sent: Tuesday, March 20, 2007 2:49 PM

    To: Budget101_@yahoogroups.com

    Subject: RE: Budget101.com : Buying a used vehicle



    If you have a CarMax near you, I'd go there. For that sum you would have

    many to choose from and they don't haggle at all, the price you see is the

    price you pay. All are lease turn in's so they are newer cars with low

    mileage. That is where we've bought all our cars from and haven't gotten a

    lemon yet.



    Marie










  12. #12
    Herlean
    Guest

    Default Buying a used vehicle


    I walked out of the last dealership I went to. The sales guy went for the "manager" and I still left. Having done my research ahead of time, I knew the most I was willing to pay for the car, so I left when they refused to even consider my offer.

    I had much better luck with the private seller and car inspection. I have had my vehicle for a couple of years now and it is doing great!

    Herlean

    E Jackson <ejtrini745@yahoo.com> wrote: USE MY TECHNIQUE IF YOU CAN I had different people stationed at home at a PC waiting for my call I went shop[ping weeks before I had the money to make the cash purchase When I was ready to make purchase I had already researched all the card I was willing to purchase when I got to the dealership I had my son run a check on the car based on the vin number I asked the dealer for the car fax report I test drove the car I checked the web for recalls ( after placing #100 deposit) - seeing to hold onto the car until I was satisfied it was not a lemon I asked a million questions ........................here is what happened to me last month traded nissan pathfiner 1997 for $800 got 2003 Ford Explorer 29,000 miles cost me 12 K It is in great condition I think it loves me too ! yeah right -- waiting for the horrible sounds but truck is doing well after almost 3K miles key -- have people to call during the sale to give you advice and be willing to listen to them When they say "get up and walk out of dealership" -- do exactly that --trick to get them to lower price hope this was helpful I have learned to play the game and have done well with working the dealer - turning the tables on them for a change Good luck ! Elaine in Massachusetts

    Herlean <wm_jun99@yahoo.com> wrote: Personally, I prefer to buy used cars from private people who are beyond anal about their cars. They tend to maintain them very well. Always have it checked out by a mechanic you trust. Pay
    for the full diagnostic (or have the seller pay for part or all of it). It is worth finding out what you are facing.

    Don't tell them how much you are willing to pay.

    Do research online. Try bluebook.com, consumer reports (gives history/recommendations) - the car issue is out right now. Call your local bank for a price too, even though you are paying cash. They know prices too.

    Herlean

    Pat <pwj27214@yahoo.com> wrote: I am looking for a used vehicle to replace one that was involved in a
    wreck. The one involved in the wreck is a 1982 chevrolet full size
    truck. I can still drive it; it has been wrecked on one side all the
    way down. The insurance company made it a salvage vehicle. I will be
    getting around $10,250.00 from the insurance company. I have no
    experience buying a used vehicle. The
    ones we have have been passed
    down from family members. I will have only the money from the insurance
    company ($10,250.0) to buy a vehicle and plan to pay cash for it. I
    have no extra money to make payments. Is it better to buy from an
    individual that owns the vehicle he is selling or to buy from a car
    dealer? Will the car dealers give you a discount for paying cash and
    how much would the taxes, etc. I would have to pay extra for from a
    dealership? I live in N.C. Any advice anyone can give me will be
    greatly appreciated.



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  13. #13
    MJA
    Guest

    Default Buying a used vehicle



    <font size="3" face="Arial">12.0pt;font-family:Arial;">Check out Craigslist.com for cars in your area. My hubby
    listed my DD18 car yesterday morning and within hour someone offered the full
    asking price, sight-unseen, knowing full well that it doesn’t run and
    needs over $5000 worth of work. Hubby said there were tons of cars there, but
    he doesn’t want to deal with that when buying DD’s new car.
    <font size="3" face="Arial">12.0pt;font-family:Arial;">

    Marie






    From: Budget101_@yahoogroups.com [mailto:Budget101_@yahoogroups.com] On Behalf Of Herlean

    Sent: Tuesday, March 20, 2007 4:52
    PM

    To: Budget101_@yahoogroups.com

    Subject: Re: Budget101.com :
    Buying a used vehicle


    Personally, I prefer to buy used cars from private
    people who are beyond anal about their cars. They tend to maintain them
    very well. Always have it checked out by a mechanic you
    trust. Pay for the full diagnostic (or have the seller pay for part or
    all of it). It is worth finding out what you are facing.



    Don't tell them how much you are willing to pay.



    Do research online. Try bluebook.com, consumer reports (gives
    history/recommendations) - the car issue is out right now. Call your
    local bank for a price too, even though you are paying cash. They know
    prices too.



    Herlean



    <span style="font-weight:bold;font-style:italic;">Pat
    <pwj27214@yahoo.com>
    wrote:
    I am looking for a used vehicle to replace one that
    was involved in a

    wreck. The one involved in the wreck is a 1982 chevrolet full size

    truck. I can still drive it; it has been wrecked on one side all the

    way down. The insurance company made it a salvage vehicle. I will be

    getting around $10,250.00 from the insurance company. I have no

    experience buying a used vehicle. The ones we have have been passed

    down from family members. I will have only the money from the insurance

    company ($10,250.0) to buy a vehicle and plan to pay cash for it. I

    have no extra money to make payments. Is it better to buy from an

    individual that owns the vehicle he is selling or to buy from a car

    dealer? Will the car dealers give you a discount for paying cash and

    how much would the taxes, etc. I would have to pay extra for from a

    dealership? I live in N.C. Any advice anyone can give me will be

    greatly appreciated.







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  14. #14
    MJA
    Guest

    Default Buying a used vehicle



    <font size="3" face="Arial">12.0pt;font-family:Arial;">If you don’t want to deal with a car dealership, use a
    car broker. They do all the haggling for you, you still get all the
    guarantees from a dealership, you just don’t have to deal with them. You
    just arrive, and pick up the keys. We’ve done this for a few cars
    and it’s so easy. You tell them what you are looking for, new or
    used, the price you are willing to pay and they do all the work to find you the
    best car for the money. Of course you do have to deal with someone ligit
    to get this to work well on your side.
    <font size="3" face="Arial">12.0pt;font-family:Arial;">

    Marie






    From: Budget101_@yahoogroups.com [mailto:Budget101_@yahoogroups.com] On Behalf Of Summer Nichols

    Sent: Tuesday, March 20, 2007 8:46
    PM

    To: Budget101_@yahoogroups.com

    Subject: Budget101.com : Re:Buying
    a used vehicle


    <div style="border-top:solid #666666 1.0pt;">
    Ok, never ever go through a car dealership. My
    advice right off the bat would be that the car dealersare trying to make
    money above all else for themselves. They DO NOT have your best interest 9.0pt;font-family:Verdana;">



    <font color="white"><span style="color:





  15. #15
    Cassie Homer
    Guest

    Default Buying a used vehicle


    Run a check on a particular car with its VIN number at carfax.com. When my mom was looking, I satyed at home and ran reports for her. I don't remember how much it was, I think $20.00 for a month of unlimited reports. Cassie

    &#32;
    Now that's room service! <a href="http://travel.yahoo.com/hotelsearchpage;_ylc=X3oDMTFtaTIzNXVjBF9TAzk3NDA3N Tg5BF9zAzI3MTk0ODEEcG9zAzIEc2VjA21haWx0YWdsaW5lBHN sawNxMS0wNw--
    ">Choose from over 150,000 hotels
    in 45,000 destinations on Yahoo! Travel</a> to find your fit.


 

 
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