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  1. #1
    pen2i@att.net
    Guest

    Default Gym membership on a tight budget




    Hi Everyone. I'm a lurker and an occasional poster, but now I have the need for any and all information you all can share. My situation is this: I am on an extremely tight budget. With each paycheck, I have to juggle who gets what, and when, literally. With that said, I am also overweight, and desperately want to join a gym. I have had extremely positive results in the past, and know this is the route I need to take again. My question to you all is this: is there a way that I can join a gym frugally, meaning tax deductible or in any way that it will positively affect my finances? Is there any way of having to pay for a memebership, but yet somehow have it reimbursed in some other way? I haven't done any research online, yet. But so many of you have such wonderful ideas, I wanted to start here first. Please, no suggestions of how I can do excercises at home, at work, or the like. I am all too familiar with these options. I am really specifically looking for a way to incorpo
    rate a gym membership in my budget, but with little or no affect in my finances. Many thanks to you all.
    ~Penni
    Hillsborough, NC




  2. #2
    Andrea Fiske
    Guest

    Default Gym membership on a tight budget

    check with your insurance company to see what they would pay/reimburse you

    for.







    Blessings, Andrea in Mass. <><



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  3. #3
    jewelsglosenger
    Guest

    Default Gym membership on a tight budget

    I am really specifically looking for a way to incorporate a gy

    > m membership in my budget, but with little or no affect in my

    finances. Many thanks to you all.

    > ~Penni

    > Hillsborough, NC



    First if you are low-income then the YMCA has a discounted rate they

    can give you if you choose to work out there. I also don't know if

    every YMCA does this or not, but if you volunteer there for at least 4

    hours a week then you get a free membership there. I had a friend that

    would go in the wee hours of saturday mornings and clean the bathrooms

    and things there for 4 hours every saturday to get a free membership.

    It's worth a call to ask if you have a YMCA nearby.



    Julie








  4. #4
    herberkids3
    Guest

    Default Gym membership on a tight budget

    The YMCA is income based. It has you do a spin down of what you

    make, and what your expenses are, and then bases your gym fee on

    that. You can get in for as low as $10-15 a month for a family of 4

    in some cases.



    If there's one near you, look into it!



    --- In Budget101_@yahoogroups.com, pen2i@... wrote:

    >

    >

    > Hi Everyone. I'm a lurker and an occasional poster, but now I have

    the need for any and all information you all can share. My situation

    is this: I am on an extremely tight budget. With each paycheck, I

    have to juggle who gets what, and when, literally. With that said, I

    am also overweight, and desperately want to join a gym. I have had

    extremely positive results in the past, and know this is the route I

    need to take again. My question to you all is this: is there a way

    that I can join a gym frugally, meaning tax deductible or in any way

    that it will positively affect my finances? Is there any way of

    having to pay for a memebership, but yet somehow have it reimbursed

    in some other way? I haven't done any research online, yet. But so

    many of you have such wonderful ideas, I wanted to start here first.

    Please, no suggestions of how I can do excercises at home, at work,

    or the like. I am all too familiar with these options. I am really

    specifically looking for a way to incorporate a gy

    > m membership in my budget, but with little or no affect in my

    finances. Many thanks to you all.

    > ~Penni

    > Hillsborough, NC

    >










  5. #5
    keigh_ca
    Guest

    Default Gym membership on a tight budget

    --- In Budget101_@yahoogroups.com, pen2i@... wrote:

    >

    >

    While you're looking at funding options, do a search for contests.

    There are so many online and some include gym memberships or funding

    for personal trainers. Be sure to read the fine print to find out if

    it's a single entry or if you can enter daily, weekly, monthly etc..

    Good luck

    kes



    > Hi Everyone. I'm a lurker and an occasional poster, but now I have

    the need for any and all information you all can share. My situation

    is this: I am on an extremely tight budget. With each paycheck, I have

    to juggle who gets what, and when, literally. With that said, I am

    also overweight, and desperately want to join a gym. I have had

    extremely positive results in the past, and know this is the route I

    need to take again. My question to you all is this: is there a way

    that I can join a gym frugally, meaning tax deductible or in any way

    that it will positively affect my finances? Is there any way of having

    to pay for a memebership, but yet somehow have it reimbursed in some

    other way? I haven't done any research online, yet. But so many of you

    have such wonderful ideas, I wanted to start here first. Please, no

    suggestions of how I can do excercises at home, at work, or the like.

    I am all too familiar with these options. I am really specifically

    looking for a way to incorporate a gy

    > m membership in my budget, but with little or no affect in my

    finances. Many thanks to you all.

    > ~Penni

    > Hillsborough, NC

    >










  6. #6
    Cynthia Lau-Work at Home Unite
    Guest

    Default Gym membership on a tight budget

    In my town, there was a gym where my girlfriend would wash the towels, and get a free membership. She carried a couple of bags home with her each time she went.

    <DIV class="MsoNormal" style="TEXT-ALIGN: center;" align="left"><FONT face="Times New Roman" color="#1c3966" size="3"><SPAN style="FONT-SIZE: 12pt;COLOR: #1c3966;"> <DIV class="MsoNormal" style="TEXT-ALIGN: center;" align="left"> #1c3966;"><FONT face="Lucida Bright" color="#003399"><SPAN style="FONT-FAMILY: 'Lucida Bright';">www.WorkAtHomeUnited.com/CindyLau


  7. #7
    Suzanne Fesmire Gibbons
    Guest

    Default Gym membership on a tight budget

    I'm glad you asked this question, because I am

    pondering it myself. This is what I know so far:



    - If you can work at the gym, you usually get a

    membership for free. Gyms that offer babysitting often

    hire people for short shifts, so maybe you could do a

    Saturday morning or something.



    - Some insurance plans reimburse for gym memberships.

    I don't know if any pay the whole amount. Blue

    Cross/Blue Shield of Massachusetts reimburses $150 per

    year.



    - The YMCA offers financial assistance. I was excited

    about this option, however there are limitations. My

    local branch of the Y will only pay UP TO 50% of the

    cost of membership. One adult costs $40, so that would

    leave you paying $20/month if you qualified for the

    full financial aid.



    - If you have some type of business skill (marketing,

    websites, etc.), you could try bartering to get a free

    membership. I think this would only work with a small,

    local gym - not a big chain. I did this for awhile,

    but negotiated to get a free membership PLUS some pay.



    - Also, gyms usually discount their monthly prices

    depending on how long you commit to. There is a health

    club at the Regency hotel here, very fancy, pool etc.

    They offer 1, 3, 6, 9, and 12 month options. If you do

    just one month, it costs $75. If you commit to a full

    year, the price per month goes down to $31 (and

    obviously the other months fall in between those). Be

    VERY careful about their terms and conditions before

    signing a contract, though. Some gyms (like Bally's)

    give you a very hard time about getting out of the

    contract for valid reasons, like medical problems.



    Finally, I know many people would view a gym

    membership as a luxury. However, you are to be

    commended for taking charge of your health - there's

    nothing more important than that. So, if going to a

    gym is what will get and keep you healthy, it is a

    very sound investment. Good luck!



    Suzanne



    Join this group to find out about local deals and bargains:

    http://groups.yahoo.com/group/frugalinmassachusetts/











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  8. #8
    Heather Lowrey
    Guest

    Default Gym membership on a tight budget

    YMCA, look into their "Opendoor" Program. They seem to have YMCA everywhere, and they have some reall great gyms and programs. Really good if you have children, they have "Child Watch"(theywatch your kids for a set amount of time, so you can workout)and children based programs. I thick the YMCA is great. It is not just a place packed full of hardbodies, more often just everyday people trying to be healthy (or get healthy, however you see it). Heather

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