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  1. #1

    Default Budgeting Question

    Hi! This is my first post to the group - although I've been lurking

    for a while. I have a budgeting question and would welcome any

    ideas or suggestions.

    I took a Crown Financial class at my church, listen to Dave Ramsey

    regularly, and have been working a budget for a little over 2 years.

    I'm currently on Step #2 - paying off credit cards and saving up 1

    month's living expenses. I have every dollar accounted for in my

    budget (I'm a single mom - no child support - long, long story but

    needless to say I will not be receiving any child support). Anyway, I

    want to start my own business and want to know how to figure that into

    my budget, or if it is supposed to fit at all. My start up cost would

    be minimal - I have most everything except for the storefront. Then I

    suppose I would need to save up about 3 months worth of operating

    expenses (about $2-$3K per month). But I need to know how to figure

    this into my already tight budget - my budget is so tight now I don't

    see how to I could possibly save any money for this expense. I've made

    all the cuts I can.

    Then what to do once the business is started - either hire someone to

    work during the day while I work my full time 9 to 5 job, or quit my

    "safe" job to follow my dream.

    Thanks in advance for your help and advice!

  2. #2
    Ray and Jen

    Default Budgeting Question

    <div style="border-top:solid #CCCCCC 3.0pt;border-left:none;border-bottom:double #666666 2.25pt;border-right:none;">
    <p class="Heading21"><a name="9a"><font size="2" face="Georgia">10.0pt;">No!! Do not hire someone else to
    work during the day for you. I think you will regret that decision. No else,
    will work as hard for YOUR dreams as you!! My advice to you is to save some
    more money, cut as many expenses as you can and then go for it!!
    <p class="Heading21"><font size="2" face="Georgia">10.0pt;">
    <p class="Heading21"><font size="2" face="Georgia">10.0pt;">Jennifer<font size="2">10.0pt;">, <font size="2">10.0pt;">KY

    <font size="4" color="navy" face="Comic Sans MS">13.5pt;font-family:"Comic Sans MS";color:navy;">God is GOOD!!

    <div style="border-top:solid #CCCCCC 3.0pt;border-left:none;border-bottom:double #666666 2.25pt;border-right:none;">
    <p class="Heading21"><font size="2" face="Georgia">10.0pt;">
    <p class="Heading21"><a href=";_ylc=X3oDMTJyOXVza2ZtBF9TAzk3MzU5NzE1BGdycEl kAzcwMDI0MzQEZ3Jwc3BJZAMxNzA1MTQ0NzA5BG1zZ0lkAzI4O TI3BHNlYwNkbXNnBHNsawN2bXNnBHN0aW1lAzExNzE2MzcyMzQ-"><span class="Hyperlink1"><font size="2" color="#1e66ae">10.0pt;">Budgeting
    Question </a>

    <div style="border-top:solid #CCCCCC 3.0pt;border-left:none;border-bottom:double #666666 2.25pt;border-right:none;">
    <p class="Heading31"><font size="2" face="Arial">10.0pt;">Posted by: "krista12345_2000" <font color="#1e66ae"><span style="color:#1E66AE;">
    <font color="#1e66ae"><span style="color:#1E66AE;">krista12345_2000

    <p class="Heading41">7.5pt;">Thu <font size="1">7.5pt;">Feb15,2007<font size="1">7.5pt;"> <font size="1">7.5pt;">12:36pm<font size="1">7.5pt;"> (PST)

    <font size="2" face="Georgia">10.0pt;font-family:Georgia;">Then what to do once the business is started - either hire
    someone to

    work during the day while I work my full time <font size="2" face="Georgia">10.0pt;font-family:Georgia;">9 to 5<font size="2" face="Georgia">10.0pt;font-family:Georgia;"> job, or
    quit my

    "safe" job to follow my dream.
    <font size="4" color="navy" face="Tahoma">
    <font size="4" color="navy" face="Bauer Bodoni Bold BT">14.0pt;color:navy;">
    <font size="4" face="Bauer Bodoni Bold BT">14.0pt;">

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