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Thread: Hello and intro
02-13-2007, 07:58 PM #1karolhovisGuest
Hello and intro
Hi! I'm new to the group and wanted to introduce myself. I live in
Indiana with my boyfriend, five kids (two littles, three hippies ),
and a houseful of dogs and cats.
I'm working really hard on budgeting and saving better. I work three
part-time jobs (newspaper carrier, eldercare, and cna in surgery) and
have a decent income, but am NOT good about saving. Seems like we
always need more groceries, or someone needs shoes, or someone gets
sick...I'm sure everyone can relate! But I'm slowly getting on top of
I'm pretty good about shopping loss leaders, Goodwill, and yardsales;
stocking my pantry when there are good sales on; and not buying big-
ticket items. I'm not so good about overspending at Goodwill, eBay,
buying yarn (I like to knit) and books, and saving in general. I
recently saved $150, and a good thing, because the heat pump went out
this morning and cost $60 to fix. Thank goodness I was able to pay for
it, or we'd all be pretty chilly right now!
I just have to keep my priorities in line. I don't have any
significant debts to pay off, and no credit card debt, so it's more a
matter of keeping the utilities up and being dedicated to saving. It
sure *sounds* easy enough! But in real life, it's hard for me to stay
with it sometimes. My boyfriend has no interest in ANY of the same
goals and I believe he will never get past the perpetually-overdrawn
stage he is in. Eventually I plan to be able to buy my own house and
move out of here, so that's one goal I'm working toward. It's long-
term as I want to get my RN first, but I figure it's not too early to
start working on it!
Hope to pick up some ideas and pointers, and meet some like-minded
folk. I'm glad to be here!