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  1. #1
    stallmucker
    Guest

    Default Excel Spreadsheet-Jon

    I am a NR and would SO appreciate a copy of your spreadsheet. the ZBB is something I am still working on as the income changes month to month. Thank you Kate.

     
    Don't pick lemons.

    See all the new 2007 cars at Yahoo! Autos.



  2. #2
    Mar Dee
    Guest

    Default Excel Spreadsheet-Jon

    Hello, I am a lurker but thought its time to come out lol. We are a family for 6 and my husband is in the miltary and I work full time. With two children in day care and two older ones who seem to eat me out of house and home from the time they come home from school till I get home the money seems to just disapear. I love to hear how you all save and way you are doing it. I have started to make a list of every thing we buy down to cash purchases also. We do not eat out as with the 6 of us we just could not afford that at mc.d. I just want to thank you all for the ideas its nice to know that being furgal and making your money work for you is ok. We also shop at good will and payless for shoes and any where else we can get good used items. I cant wait for summer for garage sales to start again. I was wonder if I also could have a copy of the spreadsheet, I have been trying to set up a budget but am not that computer
    smart. Thank you so much. Mar Dee mommymaid2002@yahoo.com

    stallmucker <stall_mucker@yahoo.com> wrote: I am a NR and would SO appreciate a copy of your spreadsheet. the ZBB is something I am still working on as the income changes month to month. Thank you Kate. Don't pick lemons.
    See all the new 2007 cars at Yahoo! Autos.


    Romans 8:28 And we know that in all things God works for the good of those who love him, who have been called according to his purpose.

    &#32;
    Looking for earth-friendly autos?
    Browse Top Cars by "Green Rating" at Yahoo! Autos' Green Center.


  3. #3
    Herlean
    Guest

    Default Excel Spreadsheet-Jon

    I was just checking out a website I read about in Kiplinger's, it is called www.MySpendingPlan.com - it offers free online planning tools to help you create a family budget, reduce your debt and save for major expenses.

    It wants you to sign up, which means you will probably get a lot of junk e-mails, but the planning tools are free from what I have seen thus far.

    Herlean

    Mar Dee <mommymaid2002@yahoo.com> wrote: Hello, I am a lurker but thought its time to come out lol. We are a family for 6 and my husband is in the miltary and I work full time. With two children in day care and two older ones who seem to eat me out of house and home from the time they come home from school till I get home the money seems to just disapear. I love to hear how you all save and way you are doing it. I have
    started to make a list of every thing we buy down to cash purchases also. We do not eat out as with the 6 of us we just could not afford that at mc.d. I just want to thank you all for the ideas its nice to know that being furgal and making your money work for you is ok. We also shop at good will and payless for shoes and any where else we can get good used items. I cant wait for summer for garage sales to start again. I was wonder if I also could have a copy of the spreadsheet, I have been trying to set up a budget but am not that computer smart. Thank you so much. Mar Dee mommymaid2002@yahoo.com

    stallmucker <stall_mucker@yahoo.com> wrote: I am a NR and would SO appreciate a copy of your
    spreadsheet. the ZBB is something I am still working on as the income changes month to month. Thank you Kate. Don't pick lemons.
    See all the new 2007 cars at Yahoo! Autos. [/quote]


    Romans 8:28 And we know that in all things God works for the good of those who love him, who have been called according to his purpose. Looking for earth-friendly autos?
    Browse Top Cars by "Green Rating" at Yahoo! Autos' Green Center. [/quote]


    &#32;
    Expecting? Get great news right away with email Auto-Check.
    Try the Yahoo! Mail Beta.


  4. #4
    Marian Fonseca
    Guest

    Default Excel Spreadsheet-Jon

    I have 5 kids ( 4 at home ). My children also eat me

    out of house and home. lol

    My husband and I keep all receipts so we know where

    the money is going. Alot of us have no idea where it

    goes. We pay for everything with cash. No checks, or

    credit cards. I use coupons ( which I trade online

    with others on a yahoogroup). I shop at consignment

    shops and I use freecycle alot. I have gotten house

    paint, brushes, chairs, clothes, etc. all for free

    from this site.

    I also have a chest freezer so when things are on sale

    that I can freeze, I pick up extra. I haven't had to

    buy meat or juice for a month now.



    Marian

    --- Herlean <wm_jun99@yahoo.com> wrote:



    > I was just checking out a website I read about in

    > Kiplinger's,






  5. #5
    Sue Sorensen
    Guest

    Default Excel Spreadsheet-Jon

    Having a freezer is great! This week I found lots of different cuts

    of meat on sale, so I told my husband I would need more than the usual

    grocery budget. But then I'll have a month or so of only having to

    buy fresh milk, produce, bread, etc. I still use my freezer a lot to

    take advantage of sales, even though most of our kids are grown up and

    no longer live at home. We also have a neighbor who hunts, so we let

    him use part of our freezer when he has a surplus, and of course he

    gives us some venison. Sue



    --- In Budget101_@yahoogroups.com, Marian Fonseca <lilmama580@...> wrote:

    >

    > I have 5 kids ( 4 at home ). My children also eat me

    > out of house and home. lol

    > My husband and I keep all receipts so we know where

    > the money is going. Alot of us have no idea where it

    > goes. We pay for everything with cash. No checks, or

    > credit cards. I use coupons ( which I trade online

    > with others on a yahoogroup). I shop at consignment

    > shops and I use freecycle alot. I have gotten house

    > paint, brushes, chairs, clothes, etc. all for free

    > from this site.

    > I also have a chest freezer so when things are on sale

    > that I can freeze, I pick up extra. I haven't had to

    > buy meat or juice for a month now.

    >

    > Marian

    > --- Herlean <wm_jun99@...> wrote:

    >

    > > I was just checking out a website I read about in

    > > Kiplinger's,

    >










 

 

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