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Thread: Budget

  1. #1
    sharie lush
    Guest

    Default Budget

    Where to start?
    There is NO way my husband is going to sit down and do the budget with me.
    Partially because he is only home for 8 days a month, and partially because paper looks good until something is needed.
    Is it hopeless?
    Sharie
    Who wants to get things in order without sneaking money into the savings!





  2. #2
    Yolonda
    Guest

    Default Budget




    Can you make a couple (or more) of budgets
    for him to choose from? That way he still has input without spending all
    his home time writing them up? Do you not speak to him while he’s
    OOT? You can start with the basics – things that must be paid every
    month; those aren’t negotiable expenditures. The extra stuff is
    where you will need to negotiate the details. Nothing is hopeless if both
    of you are willing to work on it. Good luck - Yolonda












    Where to start?



    There is NO way my husband is going to sit down and do the budget with
    me.



    Partially because he is only home for 8 days a month, and partially
    because paper looks good until something is needed.



    Is it hopeless?



    Sharie



    Who wants to get things in order without sneaking money into the
    savings!











  3. #3
    Sue Sorensen
    Guest

    Default Budget

    Sharie--



    The way my husband and I started budgeting years ago was to simply

    start keeping track of where the money was going. After a few months,

    we could reliably estimate how much we needed for different categories

    of expenses and that became our budget. Writing it down helped us get

    a handle on where we could make some cuts.



    Once you have some categories of expenses, it becomes easier to make

    decisions. And we found we had to keep tweaking the categories. For

    example, my husband used to freak out every September because we went

    way over the normal clothing budget, getting the kids ready to go back

    to school. When we adjusted our budget for a bigger expense in the

    fall and buying less the rest of the year, it worked out okay.



    My husband just retired and we're kind of back where we started years

    ago, trying to get by on less. So we're reevaluating some of our

    earlier decisions, seeing if there are new ways we can preserve our

    resources.



    Personally I find it easiest to establish and live within a budget

    when I stay organized in other various aspects of my life. Like when

    I'm keeping on top of menu planning, house cleaning, getting exercise,

    etc. To me it seems like sort of a lifestyle thing. Budgeting is one

    aspect of living an abundant, healthy life.



    Hope this helps!



    Sue

    --- In Budget101_@yahoogroups.com, "sharie lush" <sdslush@...> wrote:

    >

    > Where to start?

    > There is NO way my husband is going to sit down and do the budget

    with me.

    > Partially because he is only home for 8 days a month, and partially

    because

    > paper looks good until something is needed.

    > Is it hopeless?

    > Sharie

    > Who wants to get things in order without sneaking money into the

    savings!

    >










  4. #4
    Marguerite Lattimore
    Guest

    Default Budget


    <SPAN class="870550315-03012007"><FONT face="Arial" color="#008080" size="4">I don't know if this will help you or not but last year I bought a program called Budget Advisor. the basic is only $15 for the download. you have to input where every penny goes but at the end of the month you can print out the info and use that as a basis. if you're interested this is the link to the website:



    <SPAN id="_AthCaret"><FONT face="Arial" color="#008080" size="4">http://www.budgetadvisor.net/index.shtml
    <SPAN><FONT face="Arial" color="#008080" size="4">
    <SPAN>

    <SPAN><FONT face="Arial" color="#008080" size="4">
    <SPAN><FONT face="Arial" color="#008080" size="4">











 

 

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