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  1. #1

    Default money for the holidays

    By Shirley

    <tt>Thought I would start this discussion because of the posts I've read (not
    just here, but in other groups) about not having any money for the

    Here are the "events" that I have to purchase cards and/or gifts for:
    January - Dad's birthday (present)
    sister's birthday (card only)
    anniversary for uncle/aunt (card only)
    February - Valentine's day
    March - my birthday <lol>
    niece's birthday (card only)
    April - nephew's birthday (card only)
    sister-in-law's birthday (card only)
    May - parent's anniversary
    Mom's birthday (present)
    Mother's day (present)
    nephew's birthday (card only)
    our anniversary (weekend get-away)
    June - Father's day (present)
    July - daughter's birthday (present)
    brother-in-law's birthday (card only)
    sister's birthday (card only)
    further brother-in-law's birthday (card only)
    uncle's birthday (card only)
    September - son's birthday (present)
    October - sister-in-law's anniversary (card only)
    birthday (card only)
    sister's anniversary (card only)
    November - great aunt's birthday (card only)
    niece's birthday (card only)
    December - husband's birthday (present)

    That's why I shop year round and take advantage of sales, etc. Not only
    do I have my Christmas shopping done for this year, I've got my birthday
    presents purchased for the beginning of next year.

    With some planning and organization you can spread out these "expenses"
    to fit into your budget.

    Not patting myself on the back. Just trying to explain that I can be done
    and is such a blessing to not have that "it's Christmas and we have no

    What does your list look like?

    How can you organize and budget to purchase items in advance?

    <font style="BACKGROUND-COLOR: #ffffff" color="#ff0000"> God Bless You,
    <font style="BACKGROUND-COLOR: #ffffff" color="#ff0000">´'·.¸¸.·'´'·.¸¸.·'´'·.¸¸.·'´RacheL enn'·.¸¸.·'´'·.¸¸.·'´'·.¸¸.·'´'·.¸¸.·'

    <hr SIZE="1">

  2. #2

    Default money for the holidays

    <font face="Arial" size="2">I have found a good way of saving money for the holidays here in New Zealand we have a hamper club called Chriscos and during the year they deduct a set amount each week out of your bank account for 40 weeks or 52 weeks and you get sent a hamper of food or what ever you want out of their catalogue this year it has cost me $45.00 per week for 40 weeks and I have got everything for xmas plus presents and enough money vouchers to buy for everyone in our family of 5 adult children and 2 grandchildren I would highly recommend this in your country if you have a system. It sure takes the hasstle out of buying at the last minute as I hate the crowds around xmas time the hampers are delievered to our door half way through December. The company has just started in Australia and Canada. Ihave been doing this for the last 5 years.
    <font face="Arial" size="2">
    <font face="Arial" size="2">Regards
    <font face="Arial" size="2">Kate Morrison



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