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Thread: Introduction

  1. #1
    prnena71@aol.com
    Guest

    Default Introduction


    hi rachel u can read miserly moms. it is a good book. plus this group is
    great. u will get all kinds of ideas. to help u. U can call or go on the
    website of ur electric company and they should havea consumer section with
    information on their site for an energysaving program. I live in ny and we have
    it
    and a few other programs. if u have any materials at home or when u go to
    walmart or other store that has fabric see what is on sale and u can make
    curtains,
    table cloth,pillow cases, if they have fleece on sale or at a good price u
    can make a throw blanket. U can make baby blankets and receiving blankets for
    the baby. u will be able to make a play blanket and sew some toys on to it.
    if u grow a garden u will have fresh veggies on hand but either way u can make
    baby food for the baby when the time comes. You can work from home if u like
    by making flyers or going to neighbors and friends letting them know u can
    babysit, cook,clean for them, iron do some laundry run errand things like that
    if u can bake that would be great depend on what part of tx u leave u can
    bake and hold a bake sale from ur house also. I hope this is helpful to u if u
    need anymore ideas or help with anything else u can email me or im me on

    yahoo. screen name is Janda719699

    Maribel


    [Non-text portions of this message have been removed]


  2. #2
    Terri
    Guest

    Default Introduction

    Ive been posting a few things here and there and reading as many

    posts as I possibly can and thought I would take a minute and

    introduce myself. My name is Terri. I love in the DFW area of Texas.

    I am divorced and have two children that I work hard to support. My

    girl is 11 and my boy is 9. She is talanted and gifted so that means

    shes 11 going on 15 and has an attitude to match. My boy is ADHD with

    dyslexia and thats probably pretty self explanatory. Two kids at two

    extremes. I do get child support. Dad hasnt seen them in about 6 yrs

    but he sends Christmas and birthday. Hes an alcoholic. My daughter

    and I both suffer from anxiety and depression. I live in the house I

    grew up in and without too much detail have been recently disowned by

    my own mother and my dad follows her strong will. I have one terrific

    brother who I love dearly. He has a terrific job working with

    computers. An example of what he does: All those cool tvs they put

    into walmart at the counters etc., to give you something to watch

    while waiting in line...he helped to set up and configure all that.

    He used to make trips to the 84th floor of the twin towers to help

    Cantor and Fitzgerald every few years. Ive had a difficult time

    financiallly, especially the past 6 months or so and when your mother

    disowns you instead of offering some sort of parental support it

    hurts. I cant afford Ins on my kids but I get them what they need.

    They eat before I do. I went very much in the hole and am trying

    deperately to get back on track. Im tired of Ramen noodles and

    spaghetti. I keep in my cabinets only what we need. The barest of

    food and essentials. We do eat out sometimes. I can buy a Ready to go

    pizza at Little Ceasars for $5.00 for a large cheese or pepperoni.

    THat less than most Red Barons are and its cooked and fresh. I make a

    great and simple potato soup...

    I am looking for ideas for meals and saving,,,Ive found some great

    ideas already. I did find a program that will pay for a childs eye

    glasses. My daughter broke hers and we didnt have the money to go in.

    We found a program that referred me back to her school and since we

    get free lunches we qualified. They paid the entire amount fo my

    daughters glasses!! $420.00!! They allowed her to get transition

    lenses and scratch proof, etc. I would love to use coupons they way

    some of you guys do. All three of us have to see a psych for all of

    our medications. Mine is paxil. $4.00 at Walmart, My sons is Ritalin

    which has just recently been put on the $4.00 list and my daughters

    is Zoloft-not on the $4.00 list but I have fopund that with some meds

    you can request a bigger dosage pill if its scored to break in half

    and you can actually save a few dollars that way, so instead of

    getting 25 mil, I ask for 50 mil and break them in half. Now Target

    has the $4.00 list and Walgreens says they will meet the price even

    though they dont have the list.

    Im here and eager to learn...

    Thanks for all the ideas so far.

    Terri








  3. #3
    Kelly Weyd
    Guest

    Default Introduction

    Terri, Does you state have a children's insurance program you can apply for? I know some state's have that. My youngest daughter has ADHD, Sensory Processing Disorder, Tourette's, Non Verbal Learning Disability, and Anxiety Disorder and Dypraxia. My oldest daughter we are having tested for ADD and Dyslexia. And I myself take Lexapro for PMDD. So I understand what you are going through. The gals here are pros at saving money on groceries.........I am just learning. I have found that if I go to the websites of my areas grocery stores and find out what is on sale, and print it out then I am way ahead. I saved $65.00 off my grocery order yesterday by shopping sales and using coupons. It does take some time and effort, but well worth it. I've decided that if I don't have a coupon, or it's not on sale I am not buying it anymore unless it's something like Milk.
    Although my store has the buy 6 gals of milk, get one free program. I am hoping to be able to achieve the kind of savings some of the gals her do on groceries.......they are truly awesome at it, and have it down to a science. The other thing is have you heard of Angel Food Ministries? You can order food through them. You spend $30 and get at least double that in groceries (mostly meat). Anybody qualifies, you do not have to be under a certain amount of income to qualify. Not every state has it, but you can check and see if Texas does. www.angelfoodministries.com Kelly

    Terri <scardykat41@yahoo.com> wrote: Ive been posting a few things here and there and reading as many
    posts as I possibly can and thought I would take a minute and
    introduce myself. My name is Terri. I love in the DFW area of Texas.
    I am divorced and have two children that I work hard to support. My
    girl is 11 and my boy is 9. She is talanted and gifted so that means
    shes 11 going on 15 and has an attitude to match. My boy is ADHD with
    dyslexia and thats probably pretty self explanatory. Two kids at two
    extremes. I do get child support. Dad hasnt seen them in about 6 yrs
    but he sends Christmas and birthday. Hes an alcoholic. My daughter
    and I both suffer from anxiety and depression. I live in the house I
    grew up in and without too much detail have been
    recently disowned by
    my own mother and my dad follows her strong will. I have one terrific
    brother who I love dearly. He has a terrific job working with
    computers. An example of what he does: All those cool tvs they put
    into walmart at the counters etc., to give you something to watch
    while waiting in line...he helped to set up and configure all that.
    He used to make trips to the 84th floor of the twin towers to help
    Cantor and Fitzgerald every few years. Ive had a difficult time
    financiallly, especially the past 6 months or so and when your mother
    disowns you instead of offering some sort of parental support it
    hurts. I cant afford Ins on my kids but I get them what they need.
    They eat before I do. I went very much in the hole and am trying
    deperately to get back on track. Im tired of Ramen noodles and
    spaghetti. I keep in my cabinets only what we need. The barest of
    food and essentials. We do eat out sometimes. I
    can buy a Ready to go
    pizza at Little Ceasars for $5.00 for a large cheese or pepperoni.
    THat less than most Red Barons are and its cooked and fresh. I make a
    great and simple potato soup...
    I am looking for ideas for meals and saving,,,Ive found some great
    ideas already. I did find a program that will pay for a childs eye
    glasses. My daughter broke hers and we didnt have the money to go in.
    We found a program that referred me back to her school and since we
    get free lunches we qualified. They paid the entire amount fo my
    daughters glasses!! $420.00!! They allowed her to get transition
    lenses and scratch proof, etc. I would love to use coupons they way
    some of you guys do. All three of us have to see a psych for all of
    our medications. Mine is paxil. $4.00 at Walmart, My sons is Ritalin
    which has just recently been put on the $4.00 list and my daughters
    is Zoloft-not on the $4.00 list but I have fopund that with some
    meds
    you can request a bigger dosage pill if its scored to break in half
    and you can actually save a few dollars that way, so instead of
    getting 25 mil, I ask for 50 mil and break them in half. Now Target
    has the $4.00 list and Walgreens says they will meet the price even
    though they dont have the list.
    Im here and eager to learn...
    Thanks for all the ideas so far.
    Terri




    &#32;
    Never miss a thing. Make Yahoo your homepage.



  4. #4
    armstrca
    Guest

    Default Introduction

    <DIV dir="ltr" align="left"><SPAN class="079071315-14012008">Do you have your kids in CHIPs? It is the TX insurance for kids when the parents can't afford insurance (I live in Houston, but don't qualify - but know it is available for those that do).
    <DIV dir="ltr" align="left"><SPAN class="079071315-14012008">Also, can you see if Concerta is on the list, and get your Dr to prescribe it if it is? It is timed release Ritalin, if it is, that is great, then he will need only 1 dose a day, rather then 2 or 3(my son also is ADHD).
    <DIV dir="ltr" align="left"><SPAN class="079071315-14012008">Also, see about Angel food ministries. They do have a bunch of fried food in the box, but it is a big box of food (or so I have heard) for $25. Search the archives for the website to find a place that distributes it.
    <DIV dir="ltr" align="left"><SPAN class="079071315-14012008">
    <DIV dir="ltr" align="left"><SPAN class="079071315-14012008">



    From: Budget101_@yahoogroups.com [mailto:Budget101_@yahoogroups.com] On Behalf Of Terri
    Sent: Saturday, January 12, 2008 10:36 AM
    To: Budget101_@yahoogroups.com
    Subject: Budget101.com : Introduction<SPAN class="079071315-14012008">

    <SPAN class="079071315-14012008">
    My name is Terri. I love in the DFW area of Texas. I am divorced and have two children that I work hard to support. My girl is 11 and my boy is 9. My boy is ADHD.<SPAN class="079071315-14012008"> <FONT face="Times New Roman" color="#000000">I cant afford Ins on my kids but I get them what they need. I am looking for ideas for meals and saving.



  5. #5
    Terri
    Guest

    Default Introduction

    Yea. We have just recently started with the application. For anyone who

    needs it we found a nationawide program for kids, SVP. Its a vision

    plan. I found it on the internet and it referred me back to my kids

    school. WE asked the nurse about it and since we get free lunches she

    said we quilified. It covered several area eye doctors. She went in for

    the eye exam. Cost to us Nothing. We went next door and picked out her

    frames and she got the transition lenses and scratch proof, all that

    stuff. Our cost Nothing. Savings of ove $400.00. I could not believe

    this They cover children under 18 from low income families and its

    supposed to run nationwide. So anyone who needs glasses for their kids

    but is having difficulty this is a good thing. I will try to find the

    link again and post it eher for you folks.



    --- In Budget101_@yahoogroups.com, "armstrca" <carmstr1@...> wrote:

    >

    > Do you have your kids in CHIPs?








  6. #6
    mem68
    Guest

    Default Introduction

    Terri, Please try to stock up your pantry. Make a game of it! Start out w/

    just a few coupons on what you use. Take the items you now have in the house

    and search them for an 800 # or e mail address .Then notify them w/ a

    compliment on their product and request a sample or coupon. Try to do 6/day.

    I just read that there is a generic for Zoloft.

    I pray for you that you can be strong for you and your children.

    Try the one pot meals ,cooking extra and freeze a meal for when you don't

    feel like cooking. .So you won't have to cook every day.

    ----- Original Message -----

    From: "Terri" <scardykat41@yahoo.com>

    To: <Budget101_@yahoogroups.com>

    Sent: Saturday, January 12, 2008 11:36 AM

    Subject: Budget101.com : Introduction





    > Ive been posting a few things here and there and reading as many

    > posts as I possibly can and thought I would take a minute and

    > introduce myself. My name is Terri. I love in the DFW area of Texas.

    > I am divorced and have two children that I work hard to support. My

    >








  7. #7
    momentsofmotherhood
    Guest

    Default Introduction

    Hello. I'm Lucky, a SAHM to two little girls. My husband and I are

    trying to learn how to live on a budget. We have never actually

    written a budget down before. I just recently started using only cash

    when shopping for groceries, etc. and that is saving me a lot of money!



    I look forward to learning from you all!



    Lucky

    http://www.momentsofmotherhood.wordpress.com








  8. #8
    Sue Bogert
    Guest

    Default Introduction

    Hi Lucky!



    The cash thing is a very important but you really need to write down where you

    plan to spend every "penny". And stick to it. Email me directly and I will

    chat how we do it!

    Sue



    momentsofmotherhood <momentsofmotherhood@yahoo.com> wrote: Hello. I'm Lucky, a

    SAHM to two little girls.






 

 

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