In need of advice...- Budget101 Discussion List

I would like to say hello! I am new to this group and I need some sound advice. I work hard to pay my bills, but my husband and I have accumulated a large amount of credit card debt over the last few years. Unfortunately, his income as a musician does not appear on our credit reports, so most

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  1. #1
    laura_duet
    Guest

    Default In need of advice...



    I would like to say hello! I am new to this group and I need some
    sound advice. I work hard to pay my bills, but my husband and I
    have accumulated a large amount of credit card debt over the last
    few years. Unfortunately, his income as a musician does not appear
    on our credit reports, so most creditors look at our debt to income
    ratio and refuse to help us. I pay all bills on time, but we barely
    have anything left over when he's not touring with the band. Our
    credit card debt is right at $20,000. I am not looking for a quick
    way out- I would just like to be able to get all (or most) of my
    debt consolidated to one payment with a descent rate and not get

    ripped off or end up with poor credit marks. Does anyone out there
    have any advice???? Thanks in advance!!


  2. #2
    Kelly
    Guest

    Default Re: In need of advice...



    --- In Budget101_@yahoogroups.com, "laura_duet" <laura_duet@y...>
    wrote:
    > I would like to say hello! I am new to this group and I need some
    > sound advice. I work hard to pay my bills, but my husband and I
    > have accumulated a large amount of credit card debt over the last
    > few years. Unfortunately, his income as a musician does not appear
    > on our credit reports, so most creditors look at our debt to income
    > ratio and refuse to help us. I pay all bills on time, but we
    barely
    > have anything left over when he's not touring with the band. Our
    > credit card debt is right at $20,000. I am not looking for a quick
    > way out- I would just like to be able to get all (or most) of my
    > debt consolidated to one payment with a descent rate and not get
    > ripped off or end up with poor credit marks. Does anyone out there
    > have any advice???? Thanks in advance!!

    go to a search engine like google or something and type in
    consolidate bills. That should help you

    Kelly


 

 

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