Hello everyone. My name is Carey, I have 2 kids...5year old girl,Hailey, and 16
month old, JS. I have been married to Jay for about 3 years now. And I live in
East Texas.

I have been doing a lot of things trying to cut back on bills and trying to be
frugal. I still have several lessons to learn. Because I still like to splurge
every once in awhile. I know how to be frugal, but I still like to shop..Garage
sales are a weakness of mine..LOL...

In the last 2 years I have really learned a lot. When I got with my husband he
had credit cards, and I really hadn't ever had one before, and I will admit
it...I went crazy. I didn't realize it would be so hard to pay them back. But we
have managed to pay off several on just his income. I quit work when I was 7
months pregnant with my son, and I really couldn't afford the daycare to go back
to work. So I had to learn that I couldn't afford the spending like I did when
I was working.

But I am proud of myself for coming this far. And I know I still have a long
way to go, but I didn't get in debt overnight and I know I won't be debt free

And I look forward to learning more from you!!!

Broke in Texas..

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