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  1. #1
    Julia and Karl

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    We have been eating out a lot less. We had reached the point we
    didn't even enjoy it that much. You know when you were young and
    eating out was a big deal cause it was like once a month tops. Now
    days we do it so much that it's no big deal anymore.

    Like most people we tend to eat out not so much cause we like to but
    because it's easy. So while I haven't done the OAMC yet I did make
    up Chili Mac (froze good), Rotoni (haven't had any yet), spaghetti
    sauce, split pea soup, lental rice, etc. but....

    The best thing I made was dump chicken. We have tried 2 of the six
    kinds I made (dump everything in a bag, freeze, thaw when needed,
    dump it and bake it) and we really liked both. Still have 15 or so
    recipes to try that I got from one of my OAMC files section. Looking
    forward to it actually.

    So anyways the key to saving on eating out is making it easy to make
    something when you walk through that door and to think ahead.


  2. #2

    Default (No subject)

    Well I called the IRS and got some automated voice and listened to
    it till it got to the part about how much of a payment I could make
    and I didn't enter a figure so it put me on hold I assume to speak
    with a real person but i eventually hung up because I was at my
    sisters' house and didn't want to use up her phone time(my phone is
    disconnected). I couldn't have named an amount anyway because I have
    to let my husband know it's coming directly out of the bank acct.
    first and right now the checking acct is in the hole. I busted my
    front tooth about a month ago and it's still not fixed so I'm afraid
    if I go to an interview that's what is going to keep me from getting
    the job. Also I received info that my BIL's co pay through the human
    services went up(I watch his kids through them) and that will be
    $188 coming off my check I receive from them and that he never pays
    me! Now school is fast approaching and 3 of the kids will be in all
    day and I will be left with just 1 which will drastically reduce my
    pay, I haven't figured out by how much yet but I'm going to. I said
    something to my husband about getting a part time job and that they
    only do evenings and weekends and he was livid. He doesn't want to
    be alone all the time. I'm tired of being controlled by what he
    wants. Sorry, needed to vent.

  3. #3

    Default (No subject)


    Feel free to vent, Honey! I understand your frustration, on some
    level at least. DH and I actually argued the reverse- I want to stay
    home unless we're literally starving, as I feel income is his
    responsibility, he was convinced I would run out of things to do
    anyway. Many discussions and tears later, he agreed to give it a go,
    as he really didn't want to force me to do something I didn't want
    to anyway. Now he is oh-so-convinced. I save us big bucks.

    More recently, I was coming across all these ideas on helping us get
    out of debt, and sending them his way, and he was closed to all of
    them, and not appreciating my input. It bears mentioning that the
    debt is all his, from before we married. So, after a long, difficult
    and highly uncomfortable discussion, it came out that he is guilty
    and ashamed over the debt he brought into the marriage and how hard
    it makes life (we live on half his salary and the other half goes to
    debt- without the debt, we would be living on twice as much money!),
    and he wants to handle it himself- basically right the wrong. He
    also didn't like me bringing it up, period, because he already feels
    guilty and doesn't need or want the reminder.

    That put us in a rough spot. I wanted to respect how he felt about
    money issues, but I didn't like the idea that I should 'sit down and
    shut up'- not that he put it that way, but it's how I felt about the
    idea of having no say in money matters. We finally agreed that I
    would feel better using my ideas on the part of the budget that's
    already my territory- food money, my allowance (he gets one too-
    don't get the wrong idea), and any money I earn doing mystery
    shopping and market research studies.

    All that to say, I know that horrible feeling of being 'controlled'
    by what your husband wants. May I suggest a real talk-it-out? I
    really hate those, but the results are almost always good if I stick
    it out. The biggest thing I've learned is to be totally honest and
    vulnerable about where my bad feelings are coming from- not just
    saying in the above example, "I don't like not having a say", but
    saying, "I don't like not having a say because it feels like that
    whole, 'You're a woman so you're ideas don't count' thing, and like
    we're not a team, and it's very important to me to feel like a
    team." Maybe you've already tried this, but I thought I would put
    the idea out there.

    My other cent (of my two cents) is to try a perspective shift. I
    wish DH would spend more time with me, and yours goes so far as to
    complain about you potentially being away too much! That is really
    sweet, I think.

    HTH, and no offense meant (hopefully none taken!)

    --- In, "Valerie" <val_snuggles@y...>
    wrote: I said something to my husband about getting a part time job
    and that they only do evenings and weekends and he was livid. He
    doesn't want to be alone all the time. I'm tired of being controlled
    by what he wants. Sorry, needed to vent.

  4. #4

    Default (No subject)

    Hey all;

    I am new here. My names Erin. Im 25 - and just really learning how to
    manage my money.

    I have quite a bit of debt, and am trying to come up with a live-able

    My take home pay is roughly $1640 a month. This is the estimated
    budget I have come up with, but really want to see if I can refine it
    and tune it. Was hoping you all could help!! [[Lucky you!!]]

    $650 Rent
    $226 Car Payment
    $250 Credit Cards & Misc. Other Bills
    $130 Insurance (Auto & Renters)
    $150 Food (For Myself & My Puppy & My Fish)
    $50 Mobile Phone Bill
    $20 Home Phone
    $40 Direct TV
    $25 Internet
    $20 Electric
    $80.00 Gas
    $100 Spending Money/Entertainment

    That leaves roughly negative $1.00. I ideally would like to save,
    though, that is hard on my limited income. Any advice? I eat a strict
    diet, so I cant cut back on my food moneys. Obviously some of the
    above arent necessities such as 2 phones, tv etc - but I have a
    quality of life factor Id like to keep in mind.

    I am saving through work with a 401K & I also get health care through
    work. So those are not included above.

    Maybe I should be more open minded?!!?!?!

    Any advice would be most helpful!!! Thanks so much!!!


  5. #5

    Default (No subject)

    Another beef roast recipie that is super easy is this one.

    1 small beef roast
    1 envelope onion soup mix
    1 cup water

    Place beef roast in crockpot fat side up.
    dump soup mix over it.
    pour water over that.

    cook on low for 6-8 hours.


    HTH, Maya in San Diego

    We have chili, bean soup, tacos, spaghetti and some kind of chicken
    dish with rice. What I am needing from you are creative, but still
    frugal meal ideas for the two of us.

    *Mrs. Denial Renae Nichols*

  6. #6

    Default (No subject)

    Candy Bars

    3 tablespoons margarine
    1/2 cup semisweet chocolate chips
    1/4 cup peanut butter
    1/4 cup caramel topping
    4 cups miniature marshmallows
    6 cups rice krispies
    Melt margarine in large saucepan over low heat. Add chocolate chips
    and melt. Add peanut butter and caramel; stir to blend, add
    marshmallows stir constantly until all is smooth. Remove from heat
    and add Rice Krispies. Stir until Krispies are covered. Spray a 9 by
    13 inch pan with cooking spray, spread Krispie mixture in pan,
    flatten and cool. When cool cut into squares.

    Yield: 12 squares


    30 vanilla wafers
    5 C. coconut, shredded
    4 T. water
    4 C. granulated sugar
    2 C. water
    1 stick cinnamon
    Red food coloring

    Grease an 8-inch square pan and line it with the wafers. In a
    blender, grind the shredded coconut with 4 tablespoons water into a
    fine paste.

    In a large pot, combine sugar, 2 cups of the water and the cinnamon
    stick. Cook over low heat, stirring gently, until sugar dissolves.

    Cover and cook over medium heat for 2 to 3 minutes to wash down sugar
    crystals from the sides of the pan.

    Uncover; continue cooking to the soft ball stage (234ºF) or until
    syrup forms a soft ball that flattens when removed from cold water.

    Remove from the heat and mix in the ground coconut. Transfer to a
    large mixing bowl and beat at medium speed of an electric mixer until
    the mixture forms a paste. Divide in half. Add a few drops of red
    food coloring to one portion and leave the other white.

    Fill the pan half full with the white coconut mixture and then top
    with the pink coconut mixture. Let cool in a dry covered container
    for 1 day. Slice into approximately 6 x 2-inch shapes. Wrap in
    plastic wrap and store in a dry container until ready to eat. This
    will keep up to 4 weeks.

    Makes four 6-inch rectangles.


    11 1/2 oz. milk chocolate morsels
    1/2 C. butter
    1/2 C. light corn syrup
    2 tsp. vanilla extract
    1 C. confectioners' sugar
    4 C. Rice Krispies®

    Heat chocolate morsels, butter and corn syrup over low heat until
    morsels are melted. Remove from heat. Stir in vanilla extract and
    confectioners' sugar. Add Rice Krispies®, mixing lightly. Spread in a
    13 x 9-inch pan. Chill.

  7. #7

    Default (no subject)

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    <DIV style="FONT-FAMILY: Black Chancery;"><FONT size="6">I do something similar, I add sour cream chives or green onion and bacon with cheese.
    <DIV style="FONT-FAMILY: Black Chancery;">
    <DIV style="FONT-FAMILY: Black Chancery;"><FONT size="6">Sherry
    <DIV style="FONT-FAMILY: Black Chancery;"><FONT size="6">

    -------Original Message-------

    From: M F
    Date: 13/02/2007 9:37:46 AM
    Subject: Re: :

    <DIV style="FONT-SIZE: 12pt;FONT-FAMILY: times new roman,new york,times,serif;">Twice baked potatoes.

    Bake them in the oven as you would for baked potatoes. When done cut them in half and scoop out the potatoe meat. Mash the potatoes and add butter, milk, S & P and chatter cheese. Put on a cookie sheet and bake for additional 30 minutes. Or you can cut the top of a potatoes instead cut in half and follow the same instructions.


    <DIV style="FONT-SIZE: 12pt;FONT-FAMILY: times new roman,new york,times,serif;">----- Original Message ----
    From: C. McNally <>
    Sent: Monday, February 12, 2007 5:59:58 PM
    Subject: :

    <IMG class="shape" style="HEIGHT: 0pt;" height="0" width="0">
    <DIV class="Section1">
    <FONT face="Times New Roman" color="black" size="3"><SPAN style="FONT-SIZE: 12pt;COLOR: black;">What can I do with 8lbs of baking potatoes?<SPAN> I have some that really “need” to be used.<SPAN> <SPAN class="GramE">Any ideas?

    <FONT face="Times New Roman" color="black" size="3"><SPAN style="FONT-SIZE: 12pt;COLOR: black;">Thanks!

    <FONT face="Times New Roman" color="black" size="3"><SPAN style="FONT-SIZE: 12pt;COLOR: black;">Carol McNally

    <FONT face="Times New Roman" color="black" size="2"><SPAN style="FONT-SIZE: 10pt;COLOR: black;">

    <FONT face="Times New Roman" color="black" size="3"><SPAN style="FONT-SIZE: 12pt;COLOR: black;">

    <FONT face="Times New Roman" color="black" size="3"><SPAN style="FONT-SIZE: 12pt;COLOR: black;">
    <P class="MsoNormal" style="TEXT-ALIGN: center;" align="center"><FONT face="Arial" color="#ff6633" size="3"><SPAN style="FONT-SIZE: 12pt;COLOR: rgb(255,102,51);FONT-FAMILY: Arial;"><IMG id="ridImg" height="60" width="600" align="bottom"><SPAN id="_AthCaret">

    Need a quick answer? Get one in minutes from people who know. Ask your question on Yahoo! Answers.

  8. #8
    C. McNally

    Default (no subject)

    <font size="3" color="black" face="Times New Roman">12.0pt;color:black;">What can I do with 8lbs of baking
    potatoes? I have some that really “need”
    to be used. <span class="GramE">Any ideas?

    <font size="3" color="black" face="Times New Roman">12.0pt;color:black;">Thanks!

    <font size="3" color="black" face="Times New Roman">12.0pt;color:black;">Carol McNally

    <font size="2" color="black" face="Times New Roman">10.0pt;color:black;">

    <font size="3" color="black" face="Times New Roman">12.0pt;color:black;">

    <font size="3" color="black" face="Times New Roman">12.0pt;color:black;">

    <p class="MsoNormal" align="center" style="text-align:center;"><font size="3" color="#ff6633" face="Arial">12.0pt;font-family:Arial;color:#FF6633;">

    <span id="_AthCaret">

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