Hi everyone,

Just a brief note to thank those of you who wrote privately as well
as to those of you who expressed kind thoughts on the list.

I had hoped to dash even a few lines to each person this evening, but
I've managed to have an accident and I'm sitting here in horrible
pain from a broken big toe. The only reason I'm mentioning this at
the moment is because I wanted to respond to the thoughtful notes.
I'll try to get to them over the next few days.

In the meantime, now I can go to sleep with a clear conscience.
I will get to everyone.

Budget101_ moderator and Ethnic Inexpensively columnist