Budget101.com : Are you supported?- Budget101 Discussion List

I think I'm fortunate in this catagory. My hubby is supportive and loves me being home with the kids and for him as well as for me. He tells me it's my decision but that he hates the idea of having someone boss me and that when I stay home I seem happier and do things on my schedule and he's

bee, border, boss, budget, budget101, hat, home, hubby, idea, kids, message, paycheck, pre, schedule, supported, table, tex, text, things, trade, miss, love, portions, removed], [non-text, now.~~~tammy, happier, heartbeat, stay, fortunate, tells, loves, catagory, decision, supportive, budget101.com, hates

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  1. #1
    Momma2JBC@wmconnect.com
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    Default Re: Budget101.com : Are you supported?



    I think I'm fortunate in this catagory. My hubby is supportive and loves me
    being home with the kids and for him as well as for me. He tells me it's my
    decision but that he hates the idea of having someone boss me and that when I
    stay home I seem happier and do things on my schedule and he's right. I love
    being home but I do miss my paycheck but would trade it again in a heartbeat
    for what I have now.~~~Tammy


    [Non-text portions of this message have been removed]


  2. #2
    Laurie Christy
    Guest

    Default Re: Budget101.com : Are you supported?



    I dont' know about the lights saving money. I need the lights to see because my
    sight is not so hot.
    BUT, I do know that NOT using the dryer has saved a TON of money off my monthly
    electric bill and I also know from experience that only running the hot water
    heater when I need hot water also saved a ton of money every month. The hot
    water heater will hold hot water for a long time after it is off. Just turn it
    on about 20 minutes before showers.
    I started reading my electric meter and watching my kw useage and that was an
    eye opener. I have cut it in half in the last year with the new A/C, the new
    roof, and the killing the dryer.
    Keep at it and eventually your hubby will come around. Mine did. He expects me
    to go to work when the youngest go to Kindergarten in 2004. I told him we will
    see, my kids come first and I won't let a job interfere with that.
    Taffy

    ----- Original Message -----
    From: BRENDA
    To: budget101_@yahoogroups.com
    Sent: Wednesday, June 04, 2003 9:16 AM
    Subject: Budget101.com : Are you supported?

    I have just started in this group recently. My husband would "prefer" i was
    working but he knows it's not happening until our 3 year old is in school. I am
    doing a few side things so please don't send emails letting me know what I could
    do on the side for money. Anyway he wants a king's life not grasping the
    concept that we are on a peasant's budget. An example is: I shut off the
    lights I'm not using and he tells me he needs to see his dinner and turns a
    total of 4 different lights. I realize this doesn't whole heartedly have much
    to do with this group and budgeting but even if I got personal replies I would
    be grateful. He says he doesn't see how much money we can actually be saving
    shutting the lights off for 20 minutes. I was just wondering how many other
    people are in the same boat? He appreciates the food budgeting but doesn't
    "get" the total picture.


  3. #3
    SHAMEL DANDAL
    Guest

    Default Re: Budget101.com : Are you supported?



    At first, my husband seemed almost resentful that he had to work and I got to
    stay at home. He figured since he "worked 10 hours today", he could have every
    light in the house on if he wanted to. It took time for him to come around and
    realize I was doing the best for our girls and he now helps out in saving
    money, however he thinks I am obsessed with keeping the lights off or the water
    from running. When he helps out with dishes, he runs the hot water full blast
    constantly until he is thru, my punishment for not getting to the dishes fast
    enough! : ) What if you tried one month to do the electricity his way, then
    the next month your way and compare the usage? If the difference is that much,
    maybe he will see the light (no pun intended ; ) ) or if the difference is not
    as much as you would have thought, he can have his lights on. It is so hard to
    stay at home if you do not have your husbands support. Hopefully, thru
    communication, he will come to understand and appreciate your commitment to
    your family. There are several sites that compare the cost of staying at home
    vs. working and after considering taxes, child care, transportation, lunches
    out, missed work for dr. appointments, clothing expense, etc, it is cheaper for
    many moms to stay at home. Hope this helps!

    Melissa
    ----- Original Message -----
    From: BRENDA
    To: budget101_@yahoogroups.com
    Sent: Wednesday, June 04, 2003 8:16 AM
    Subject: Budget101.com : Are you supported?


    I have just started in this group recently. My husband would "prefer" i was
    working but he knows it's not happening until our 3 year old is in school. I am
    doing a few side things so please don't send emails letting me know what I could
    do on the side for money. Anyway he wants a king's life not grasping the
    concept that we are on a peasant's budget. An example is: I shut off the
    lights I'm not using and he tells me he needs to see his dinner and turns a
    total of 4 different lights. I realize this doesn't whole heartedly have much
    to do with this group and budgeting but even if I got personal replies I would
    be grateful. He says he doesn't see how much money we can actually be saving
    shutting the lights off for 20 minutes. I was just wondering how many other
    people are in the same boat? He appreciates the food budgeting but doesn't
    "get" the total picture.


    ---
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    [Non-text portions of this message have been removed]


  4. #4
    Emily Yelton
    Guest

    Default Re: Budget101.com : Are you supported?



    Actually Brenda, your husband is right about the lights! If you turn the
    lights on and off, it is costing you MORE money to do that. When an
    incandescent light turns on, the action of turning it on uses the equivalent of
    4 HOURS of power. So if you are going to leave them on, then turn them on, if
    you are going to turn them off then turn them off. Flourescent lights are
    little better because they use about 2 - 3 hours of power to come on, but are
    cheaper to LEAVE on than the incandescent.

    So if a light is only off for 20 minutes and then flipped back on it costs more
    money. I'll have to look up my source on this, it came from someone who's
    husband is an an electrician and he wrote up a great post, may even have been
    on this list.... I can't remember exactly at the moment.

    Unfortunately (fortunately for me though) my husband agrees with the steps I
    take to save money and supports the idea the entire way!

    Emily Y.


    ----- Original Message -----
    From: BRENDA
    To: budget101_@yahoogroups.com
    Sent: Wednesday, June 04, 2003 6:16 AM
    Subject: Budget101.com : Are you supported?


    <snipped for brevity>

    Anyway he wants a king's life not grasping the concept that we are on a
    peasant's budget. An example is: I shut off the lights I'm not using and he
    tells me he needs to see his dinner and turns a total of 4 different lights.
    <snipped for brevity> He says he doesn't see how much money we can actually be
    saving shutting the lights off for 20 minutes. I was just wondering how many
    other people are in the same boat? He appreciates the food budgeting but
    doesn't "get" the total picture.

    [Non-text portions of this message have been removed]


  5. #5
    Nancy Ann
    Guest

    Default Re: Budget101.com : Are you supported?



    This is a touchy subject in my house! My husband likes having me home to
    keep the house in order. He appreciates me doing the laundry, shopping,
    cooking, paying bills etc. Most of the time he seems to appreciate what
    I do and wants me home. BUT, once in a while when money is tight, I get
    the little hints that maybe I should find a part-time job.

    Our kids are grown now, and I could work part-time, (only part-time
    because of arthritis problems) but hubby does almost next to nothing at
    home in the way of housework, bill paying etc. When I have worked in
    the past, it has always caused us problems. We fight about him not
    doing housework, and spending too much money on luxuries. We also eat
    out a lot more because I was always so tired when I came home that it
    was torture to cook dinner on top of everything else that had to be done.

    My husband is much more wasteful than I am too when it comes to turning
    off lights, water running, etc. He always wants to buy more expensive
    stuff than I do too.

    If he just made more money at his job then everything would be just
    peachy! LOL

    Nancy Ann


  6. #6
    Dennis Faulkner
    Guest

    Default Re: Budget101.com : Are you supported?



    I use flourescent lights in most of my condo ---- Even though my kitchen
    light was flourescent, it was a long-tube type, and drew about 100 watts ---
    when it died, it switched to a round Lights of America (cheap) flourescent
    fixture, and paid about ten dollars more for one with a nice glass shade
    (instead of plastic) --- this puts out the equivelent of 150w of
    old-fashioned incandescent light, for only 30 watts! My kitchen is long and
    dark, the idiots building this place didn't put in an outside window over
    the sink --- so at the very end I moved a GE flourescent brite stix I had to
    light a rack of 4 Watkins bowls and mugs I have on the end wall --- this
    light I turn on if I am doing a lot of work at the very end of the kitchen -
    (rarely).

    In my computer area, I used a 3 watt "torpedo" chandelier-type flourescent
    bulb in a snake-light (flexible long gooseneck) light I got on e-bay for $1
    plus s&h, and I have a 5 watt bulb I bought a couple of years back in a
    flexible gooseneck clip-on lamp -- I can direct both on the walls or ceiling
    for perfect lighting for this area. I use the 3 watt torpedo bulbs instead
    of 25w vanity bulbs over by bathroom sink, in the living room and on the
    wall above my computer desk is 40w flourescent strip fixtures by Lampi ----
    some are a bit cranky and I have to touch the lens to get them to start, but
    I have one on a timer for my animals, and the others I use when cleaning or
    when I need the whole floor area for a project or something -- I have no
    more lamps in the condo for cats to knock over --- they find plenty else to
    knock over or tear apart, or hide----

    These flourescents are really getting cheap, though I am a bit paranoid
    about buying anything electrical from a manufacturer I trust, and ALWAYS


    >From: "Laurie Christy" <KIRATAFFY@ILINE.COM>
    >Reply-To: Budget101_@yahoogroups.com
    >To: <Budget101_@yahoogroups.com>
    >Subject: Re: Budget101.com : Are you supported?
    >Date: Wed, 4 Jun 2003 10:26:11 -0400
    >
    >I dont' know about the lights saving money. I need the lights to see
    >because my sight is not so hot.
    [snipped for brevity]


  7. #7
    Dennis Faulkner
    Guest

    Default Re: Budget101.com : Are you supported?



    MY MESSAGE sometimes sends by itself before I am done! I wa saying I
    always look for the UL label, I have found on occasion when this has been
    covered up by someone with a marker for some reason----I bought replacement
    "twisty" flourescents at Dixieline lumber recently for about $2 a piece,
    from FEIT, who is a good manufacturer----sometimes they are really cheap!
    Also, like regular light bulbs, they come in different colors, "sunlight"
    has usually been great for our kitchens out here, and warm white has been
    great for other rooms.

    Dennis


    >
    >
    >

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  8. #8
    Dennis Faulkner
    Guest

    Default Re: Budget101.com : Are you supported?



    My mom is ready to divorce her second husband because of this! I feel bad
    for her second husband sometimes, but he seems to be so lazy! He bacame a
    carpenter at a very young age just like his dad, who immigrated here from
    Denmark-----He was pulled off a bus going into the army, and told he had to
    stay here by his dad. His brother, the "bad party boy" went out into the
    world and made something of himself, and today makes a good salary at a good
    job, and my stepdad seems very, very, resentful of that. His brother did
    thank him at one dinner for "staying behind and taking care of mom and dad"
    who were a couple of drunks by then. Often when my stepdads brother is
    around, which is rarely, my stepdad goes into this "pity party" of "we don't
    have anything" -- "we are poverty".

    The truth is that my mom and stepdad should be middle-class----they live in
    a mobile home that she bought in 1980, putting ten grand down on it. It is
    a double wide, they have central a/c, central heat, there are two nice tv's
    in it, plus a small tv we had repaired----

    We were raised that accepting welfare or unemployment was only when you
    absolutely had too --- that you never, ever just sit on your butt moaning
    and complaining about how "there is nothing you can do" ---- my stepdad will
    not discuss bills at all --- I got on my mom years ago mentoning that if
    something happened to her, how would he ever live? She showed me one night
    that she said "we need to sit down and discuss this" -- his response is
    always "I"m going to bed" -- you can almost see him tugging an invisible
    teddy bear to bed!
    He seems to feel as if all bills are hers, that she should spend no money on
    housewares such as sheets, detergents, etc ---

    The really sad part is that his only freinds are people who outspend us at
    least 20 to one! They throw away stuff that is far better than what we
    have! Yet when they try to give him money, he puts on a "funny act" of just
    refusing the money! I can understand that if my mom feels that someone has
    overpaid to a rediculous degree, she is going to say no to accepting the
    money -- but this is obnoxious to his family, who has done a lot for him!
    As if our family should live with nothing, and his response is "file
    bankruptcy" when he could work maybe 20% harder, and a lot smarter---and it
    would make a huge difference!

    My mom was hanging on until their old Llaso-Apso died, and she did last
    year--now she is going back home to visit with her one surviving sister, who
    will come back with her to visit out here more---and she has to consider
    what she can do---her health is never good, but she is considering working a
    part-time-job, or what her options are.

    This is a serious issue, to me any couple worth their salt has to develop
    being able to sit down and talk about money, it destroy's more marriages
    than just about anything else! Dr Laura has often quoted that in her house,
    if something important has to be decided upon, if they both don't agree it
    doesn't happen --- of course giving each other flexibiltity on the smaller
    stuff ----

    Dennis


    >
    >
    >

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  9. #9
    Susan
    Guest

    Default Re: Budget101.com : Are you supported?



    I am halfway supported by my hubby. He is actually the one that told me
    to stay home with the kids and not worry about an outside job but every
    now and than he mentions that after our youngest starts kindergarten
    this fall that I could go back to work while the kids are at school. He
    doesn't really push it but he knows that I like to have my own money and
    that is also why he doesn't complain about me doing a little babysitting.

    Susan


  10. #10
    Kathy M
    Guest

    Default Re: Budget101.com : Are you supported?



    I've been meaning to reply to this too. I am only working part time right now
    and am also on unemployment. Even when my kids are in school full days (would be
    gone from 8:20 to 4pm) I don't want to go back to a full time job. I did that
    for years and it's just so hard to try and do everything and do it well. My dh
    is supportive of this on and off. He just found out that our health insurance
    company is going to go bankrupt, so we'll have to pick another company and it
    will cost us more. So then he tells me he can't wait for me to get another full
    time job so I can carry the health insurance again. I know everyone else in the
    family (extended family) expects that I'm going to get a full time job too. So
    my job is to do as good as possible with our finances and try to pay off as much
    debt as possible so that I don't have to go back to work full time.

    I don't mind working while the kids are in school, but I want to be home to get
    them on the bus and get them back off at the end of the day. I do have a back up
    babysitter if needed, but I don't want to have to send the kids all the time.
    I've also thought about some self employment ideas too.

    Kathy
    ----- Original Message -----

    I am halfway supported by my hubby. He is actually the one that told me
    to stay home with the kids and not worry about an outside job but every
    now and than he mentions that after our youngest starts kindergarten
    this fall that I could go back to work while the kids are at school. He
    doesn't really push it but he knows that I like to have my own money and
    that is also why he doesn't complain about me doing a little babysitting.

    Susan


  11. #11
    Susan
    Guest

    Default Re: Budget101.com : Are you supported?



    OH my, when I read this I thought that I was reading about my house.....LOL

    When my kids were in diapers I was actually the one that was against the
    cloth diapers namely because I had NO clue how to do them and was only
    19 when I had my daughter and not ready to try and figure it out. I did
    however buy the store brand diapers as long as the kids could handle
    them, my son I had to use Huggies for awhile because he would get a
    really bad diaper rash if I didn't.

    On the light issue with me and hubby I am lucky on this one since we
    both LOVE candles. I actually have an apple box full of candles and
    candles all over my living room that I have lately been trying to burn
    at night since it is staying light out later and we don't run the lights
    during the day.

    Susan

    Aine Schulmire wrote:

    > My hubby doesn't mind if I keep the groc. bill down - keeping lights
    > off in a room that we're not in is MUST to him.
    >
    > However, he sees me a bit as a radical - he refuses to let me even
    > TRY cloth diapers - he went through that w/his younger siblings &
    > swore his wife & kids wouldn't have to go through that. (Whatever
    > THAT is???) He also told me to forget making my own tolietries -
    > although I've been known to make my own facial masks & stuff for yrs.
    > now. He just thinks I'm a little TOO frugal.
    >
    > I think he sees it as a kind of an insult too. Saving money is one
    > thing, but if you can afford things, then why go though _________?
    > Am I making sense? So I don't battle that issue. I save money where
    > I have stewardship & just sigh as they ring up the diapers...
    >
    > Compromise. Isn't it great?
    >
    > Aine


  12. #12
    Krista
    Guest

    Default Budget101.com : Are you supported?



    My husband is very pleased with all I have done. We are a one income family.
    This past winter, they raised the price of fuel.. almost tripled. I insisted
    that the thermostat be set at 56*. We couldn't afford to pay a huge bill.. so
    why create one? We all wore multiple layers of clothing and in the worst of the
    winter, we live by the lake, we all slept in one bedroom and then turned on a
    high efficient heater for 1 hour to warm the room, and then had I got up a half
    hour prior to everyone.. and turned it back on for a half hour. At the end of
    the "season" according to the stores, I was able to purchase electric blankets
    from $8-12 for double and queen sizes. These run for only pennies an hour.. and
    we only turned them on to heat our beds. Then we didnt need the spare heater.
    All in all, we kept the bill down, electric and gas remained under $250 a month.
    The energy company actually accused us of cheating!
    Krista

    [Non-text portions of this message have been removed]


  13. #13
    thebarkingdog2003
    Guest

    Default Re: Budget101.com : Are you supported?



    We lowered our thermostat to 65 during the day and 60 at night. We
    saved $200 for the winter propane. LP this year is even more
    expensive. I just got a letter to lock in the price for the winter
    for $1.30 a gallon. Last year we paid $1.08.
    Cindy in MI
    --- In Budget101_@yahoogroups.com, "Krista" <cry@w...> wrote:
    > My husband is very pleased with all I have done. We are a one
    income family. This past winter, they raised the price of fuel..
    almost tripled. I insisted that the thermostat be set at 56*. We
    couldn't afford to pay a huge bill.. so why create one? We all wore
    multiple layers of clothing and in the worst of the winter, we live
    by the lake, we all slept in one bedroom and then turned on a high
    efficient heater for 1 hour to warm the room, and then had I got up a
    half hour prior to everyone.. and turned it back on for a half hour.
    At the end of the "season" according to the stores, I was able to
    purchase electric blankets from $8-12 for double and queen sizes.
    These run for only pennies an hour.. and we only turned them on to
    heat our beds. Then we didnt need the spare heater. All in all, we
    kept the bill down, electric and gas remained under $250 a month.
    The energy company actually accused us of cheating!
    > Krista
    >
    > [Non-text portions of this message have been removed]


 

 

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