I called my banks 800 number today to check on my account - I do this fairly
regularly to check which checks have cleared and to make sure I haven't
forgotten any debits. Well I found out that they had taken out two fees - one
for $9 and one for $13.50, so I called the bank to ask what they were for. Well
since I lost my job and no longer have direct deposit, my account now has these
fees. Well I was about to tell them that I'd be closing my account and the
teller offered to reverse the fees and switch me over to the free checking
account. So that one phone call saved me $22.50 today! The only thing that
bothered me is that they didn't notify me about the fees before just deducting
them. I had enough money in my account to cover them and more, but they don't
know what checks I might have outstanding - it could have caused me to overdraw
my account if I hadn't checked - I don't always have much of a cushion in there!


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