• Crafts

    Crafts

  • Do it Yourself

    Do it Yourself

  • Gardening and Landscaping

    Gardening

  • Frugal Living Articles

    Frugal Living

  • Gift Ideas

    Gift Ideas

  • Frugal Holidays & Decor

    Holidays

  • Make your own Mixes

    Mixes

  • Money Matters

    Money Matters

  • Recipes

    Recipes

  • Tips and Tricks for Frugal Living

    Tips-n-Tricks

  • Contact Us

    Contact Us

    • Credit Repair 101- Step 1

      Week 1: Introduction to Repairing your Credit



      Step 1: Request a Copy of your Credit Report from each of the 3 major credit reporting agencies.

      Here is a sample request letter that you can use to send for your credit report at each of the 3 major credit reporting agencies. You'll need a copy of each report before you can start to repair your credit.

      Equifax
      Equifax Credit Information Services, Inc
      P.O. Box 740241
      Atlanta, GA 30374
      To order report: 1-800-685-1111
      To report fraud: 1-800-525-6285
      Web site: www.equifax.com


      Experian (formerly TRW)
      National Consumer Assistance Center
      PO Box 2002
      Allen, TX 75013
      To order report: 1-888-397-3742
      To report fraud: 1-888-397-3742
      Web site: www.experian.com

      TransUnion LLC
      Consumer Disclosure Center
      P.O. Box 1000
      Chester, PA 19022
      To order report: 1-800-888-4213
      To report fraud: 1-800-916-8800
      Web site: www.transunion.com
      Comments 6 Comments
      1. jleesalazar's Avatar
        Can not open/view the Sample Request Letter. Can someone please help
      1. jleesalazar's Avatar
        Thank you for fixing it but now when I download it and try to open it in Adobe Reader. It tells me that it is either not a supported file or it was damaged through email and wasn't decoded correctly.
      1. FreebieQueen's Avatar
        Quote Originally Posted by jleesalazar View Post
        Thank you for fixing it but now when I download it and try to open it in Adobe Reader. It tells me that it is either not a supported file or it was damaged through email and wasn't decoded correctly.
        So sorry, just re-uploaded it and downloaded it to test, works fine now.
      1. jleesalazar's Avatar
        Thank You!!
      1. NebraskaGirl's Avatar
        To make life easier for us, the Federal Trade Commission offers many helpful articles at Federal Trade Commission | Protecting America's Consumers
        Under "I would like to.." they offer a link to "Get a free copy of my credit report" which states:

        You're entitled to one free copy of your credit report every 12 months from each of the three nationwide credit reporting companies. Order online from annualcreditreport.com, the only authorized website for free credit reports, or call 1-877-322-8228. You will need to provide your name, address, social security number, and date of birth to verify your identity

        annualcreditreport.com is super easy and time saving without having to worry about companies that are trying to make a profit off you. Request one every year!
      1. Marmic's Avatar
        How do you find step 2?

      FYI- Login to CommentHave something you'd like to add? Register & Login to add your own comments, thoughts, questions or suggestions.

      As always, Registration is Free!





    • Google+ Pinterest Twitter youtube Facebook

      More on Money & Finances:

      rebeccab

      Re: Gas Hog Alert

      Diesel $4.26 nor cal

      rebeccab 07-30-2014 06:27 PM Go to last post
      sandesnow

      Re: Gas Hog Alert

      Wow, how prices have changed. 1.35 per litre here in our part of Canada. That equates to 5.11 per gallon US.

      sandesnow 07-30-2014 02:49 PM Go to last post
      Kjmauch

      Re: Gas Hog Alert

      Tulsa OK. $3.13. Just when I think I'll never see it below $3.00 again, down it goes. Will I?

      Kjmauch 07-30-2014 07:54 AM Go to last post
      boettg33

      Re: my money saving efforts

      Have you looked into any of Dave Ramsey's content? I don't like that you need to pay for a majority of his content, but some of it's free.

      boettg33 07-28-2014 01:10 PM Go to last post
      Parasmom

      Re: my money saving efforts

      Congrats Jennifer!! I need to start doing the meal planner on here and doing some MYO. It's just me and hubby.Wish I could hang clothes out also. My Nanny hang the clothes year round.

      Parasmom 07-28-2014 12:21 PM Go to last post

    (C) Melissa 'Liss' Burnell & Budget101.com 1995-2014
    Material from www.Budget101.com may not be copied or distributed, or republished, uploaded, posted, or transmitted in any way, without the prior written consent of Budget101.com, EXCEPT: you may print recipe pages for your personal, non-commercial home use only, provided you do not delete or change any copyright, trademark, or other proprietary notices. Modification or use of the materials for any other purpose violates Budget101.com's intellectual property rights.
    Site Design is Created from a Modified Style Originally Created by Miner Skinz

    Complete Frugal Living Resource ©