Finance and Me
by, 01-07-2009 at 06:22 PM (412 Views)
I am about to embark on a Finance course. My next class is Cost Management. I am so not a financial person. Maybe I will learn some great concepts though that will help me in the future.
I am considering doing the Dave Ramsey system. A friend blessed me with his information so I just have to listen. I could do it while working out maybe. I am determined to be all out of debt, other than my student loans and mortgage, by next year. I want to be very ambitious and believe this year, but I still have $24,000, so I am not sure that will happen with the divorce and all. That $24,000 doesn't include what I owe my mom though. I have to pay her back for getting me out of debt back in 2006. That said, I am believing for a LOT to be able to pay off my mom plush that $24,000 by the end of next year. I want to though and I believe I can do it if I buckle down a bit.
I am going to spend some more time this weekend looking around on the site to see some more tips. I am thinking I might have to lower the cell phone plan as my first step, really think about the energy use in the house as the second, and fine tooth my budget a bit more as the third!
Well, off to get the baby to bed and read for the day.