One week till payday....
by, 08-15-2008 at 08:26 AM (970 Views)
This has been an unusual week money wise....
Here's what has happened.
#1. My net pay is considerably less than normal because I have started to pay back my employer for my oil prebuy...to the tune of $1k. That's only for 200 gallons folks. I pay $.40 per gallon price protection, so if the price goes below the $4.42/gal that i paid initially, I'll get that lower price, and it will NEVER go higher than 4.42.
#2. My car battery died. Back in March I got slammed in a parking lot. (Ins. company concluded that it was MY fault...but whatever...she had no damage, I had $1k worth. MY deductible is $500.00. The following Monday, my brakes went. There went my bodywork money. I still have the insurance check....it's useless to me now. Anyway...my battery was split right down the front...leaking acid everywhere. I'm lucky I think....but I did have to buy a new battery, and I bought the CHEAPEST one at $43.00.
#3. I'm getting serious about systematically fixing up the interior of my home, because I intend to sell it in 3 years time. We're talking paint mostly, but damn...paint is expensive! So when I went into Wal-Mart to buy the battery, I also bought a can of paint for $11.83...knowing that it would be some time before I returned to Wal-Mart.
So here it is, 7 days from payday. I have $91.03 left in my checkbook, (my bank says I have $70.00 something, gotta look into that) will need at LEAST $30.00 more in gas before next Friday morning....and have not paid my electric bill, which just came yesterday. It could be much worse....but damn...*L* It could be better.
SO, Liss, if you're reading, or anyone else for that matter...In October, I have a 3rd paycheck....all of my bills are covered in the first and last check of October....and I've already budgeted my usual $100.00 for gas, from the 3rd one. What is the BEST way for me to use this money???
I have a medical bill, balance of $122.00
I have no money set aside for xmas.
I am going to need rear brakes, but parts only, my bf and i will do the labor ourselves.
Thought about paying the rest of the cars ins. for the year...
Also thought about putting it in savings...to go towards my $1000.00 emergency fund...(I do not trust myself to put it in savings connected to my checkbook, it's TOO easy to use) I was considering giving it to my grandmother to put in her safe, or my parents etc...
I'd better get to work, and start earning that paycheck.*L*