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Privacy & Terms of Service

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TERMS & CONDITIONS

USERS OF THE Budget101.com WEB SITE PLEASE READ THE FOLLOWING TERMS AND CONDITIONS CAREFULLY.
By using the pages on this site, you agree to these terms and conditions of Budget101.com its authors or its content providers (herein referred to only as Budget101.com).

If you do not agree to the terms set forth below, you should not use this site.

Collection of Personal Information

When visiting Budget101.com, the IP address used to access the site will be logged along with the dates and times of access. This information is purely used to analyze trends, administer the site, track users movement and gather broad demographic information for internal use. Most importantly, any recorded IP addresses are not linked to personally identifiable information.

Any Personal Information collected, (including but not limited to mailing addresses, emails or telephone numbers) for Contests/Scholarships will never be sold, traded, rented or otherwise provided to ANY 3rd party for any reason. This information is used SOLELY for notification of the lucky recipients of said prizes/awards. We do not maintain a mailing list in any way, nor do we solicit via telephone.

With whom we may share information:

Occasionally items are posted within our Duds Forums , In an effort to help our members decipher between legit freebies and potential spam/ address harvesting sites, Budget101.com provides publicly accessible registration information about sites reported as “duds”, which includes basic information about each domain name registered publicly, including the names, telephone numbers and e-mail addresses of individuals designated as points of contact for a given domain name. This information is gathered from publicly accessible ICANN Domain Registration Databases.

Links to Third-Party Websites

We have included links on this site for your use and reference. We are not responsible for the privacy policies on these websites. You should be aware that the privacy policies of these sites may differ from our own.

Third-Party Advertising and Cookies

We use third-party advertising companies to serve ads on our Web site and other Web sites. In the course of serving advertisements, these companies may place or recognize a unique ‘cookie’ on your hard drive, and may use information (not including your name, address, e-mail address, or telephone number) about your visits to this and other web sites in order to measure advertising effectiveness and to provide advertisements about goods and services of interest to you. For more information about this practice and to know your choices about not having your information used by these companies, please visit https://www.doubleclick.net/us/corporate/privacy and https://www.accipiter.com/company/privacy.php.

Budget101.com shares Web site usage information about visitors to our Web site with a reputable third-party advertising company for the purpose of targeting our Internet banner advertisements on this site and other sites. For this purpose, we and our third-party advertising company note some of the pages you visit on our Web site through the use of pixel tags (also called clear gifs). The information collected by our third-party advertising company through the use of these pixel tags is not personally identifiable.

Budget101.com is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

Mediavine Programmatic Advertising

The Website uses Mediavine to manage all third-party advertising on the Website. Mediavine serves content and advertisements when you visit the Website, which may use first and third-party cookies. A cookie is a small text file which is sent to your computer or mobile device (referred to in this policy as a “device”) by the web server so that a website can remember some information about your browsing activity on the Website. The cookie may collect information relating to your use of the Website, information about your device such as the device’s IP address and browser type, demographic data and, if you arrived at the Website via a link from a third-party site, the URL of the linking page.

First party cookies are created by the website that you are visiting. A third-party cookie is frequently used in behavioral advertising and analytics and is created by a domain other than the website you are visiting. Third-party cookies, tags, pixels, beacons and other similar technologies (collectively, “Tags”) may be placed on the Website to monitor interaction with advertising content and to target and optimize advertising. Each internet browser has functionality so that you can block both first and third-party cookies and clear your browser’s cache. The “help” feature of the menu bar on most browsers will tell you how to stop accepting new cookies, how to receive notification of new cookies, how to disable existing cookies and how to clear your browser’s cache. For more information about cookies and how to disable them, you can consult the information at www.allaboutcookies.org/manage-cookies/.

Without cookies you may not be able to take full advantage of the Website content and features. Please note that rejecting cookies does not mean that you will no longer see ads when you visit our Site.

The Website may collect IP addresses and location information to serve personalized ads and pass it to Mediavine. If you would like more information about this practice and to know your choices to opt-in or opt-out of this data collection, please visit https://www.networkadvertising.org/managing/opt_out.asp. You may also visit https://optout.aboutads.info/#/ and https://optout.networkadvertising.org/# to learn more information about interest-based advertising. You may download the AppChoices app at https://www.aboutads.info/appchoices to opt out in connection with mobile apps, or use the platform controls on your mobile device to opt out.

Mediavine partners with the following data processors:

  1. Pubmatic. You may find Pubmatic’s privacy policy through this link. The data collected on the Website may be transferred to Pubmatic and its demand partners for interest-based advertising. Statistical information and other non-cookie technologies (such as eTags and web or browser cache) may be used by third parties on this Website. Browser settings that block cookies may have no effect on these technologies, but you may clear your cache to delete such trackers. Data collected from a particular browser or device may be used with another computer or device that is linked to the browser or device on which such data was collected.
  2. Criteo. You may find Criteo’s privacy policy through this link. The data collected on the Website may be transferred to Criteo and its demand partners for interest-based advertising. Criteo may collect, access, and use non-identifying data to improve the Criteo Technology and other Criteo products, programs, and/or services. This non-identifying data may include on-site user behavior and user/page content data, URLs, statistics, or internal search queries. The non-identifying data are collected through the ad call and stored with a Criteo cookie for a maximum period of 13 months.
  3. Pulsepoint. You may find Pulsepoint’s privacy policy through this link.
  4. LiveRamp. You may find LiveRamp’s privacy policy through this link. When you use the Website, we share information that we may collect from you, such as your email (in hashed, de-identified form), IP address or information about your browser or operating system, with LiveRamp Inc, and its group companies (‘LiveRamp’). LiveRamp may use a cookie on your browser and match your shared information to their on- and offline marketing databases and those of its advertising partners to create a link between your browser and information in those other databases. This link may be shared by our partners globally for the purpose of enabling interest-based content or advertising throughout your online experience (e.g. cross device, web, email, in-app, etc.) by third parties unaffiliated with our website. These third parties may in turn link further demographic or interest-based information to your browser. To opt out of LiveRamp’s targeted advertising, please go here: https://liveramp.com/opt_out/
  5. RhythmOne. You may view RhythmOne’s privacy policy through this link. RhythmOne uses cookies and similar tracking technologies (such as mobile device identifiers and digital fingerprinting) to provide its services. RhythmOne may use aggregated information (not including your name, address, email address or telephone number) about your visits to this and other Websites in order to provide advertisements about goods and services of interest to you. If you would like more information about this practice and to know your choices about not having this information used by these companies, please visit the following webpage: https://www.networkadvertising.org/managing/opt_out.asp.
  6. District M. You may find District M’s privacy policy through this link.
  7. YieldMo. You may find YieldMo’s privacy policy through this link. If you want to opt out of receiving interest based ads from Yieldmo or exercise your right under the California Consumer Privacy Act (“CCPA”) to opt-out of the sale of your personal information, you may do so through this link.
  8. The Rubicon Project. You may find Rubicon’s privacy policy through this link. If you want to opt out of receiving interest based ads from Rubicon or exercise your right under the California Consumer Privacy Act (“CCPA”) to opt-out of the sale of your personal information, you may do so through this link. You may also utilize the Network Advertising Initiative’s opt-out page, the Digital Advertising Alliance’s opt-out page, or the European Interactive Digital Advertising Alliance’s opt-out page.
  9. Amazon Publisher Services. You may find Amazon Publisher Services’ privacy policy through this link.
  10. AppNexus. You may find the AppNexus privacy policy through this link.
  11. OpenX. You may find OpenX’s privacy policy through this link.
  12. Verizon Media formerly known as Oath. You may find Verizon Media’s privacy policy through this link. You may also utilize the Network Advertising Initiative’s opt-out page, the Digital Advertising Alliance’s opt-out page, or the European Interactive Digital Advertising Alliance’s opt-out page to opt-out of the use of cookies for interest-based advertising.
  13. TripleLift. You may find TripleLift’s privacy policy through this link. To opt out of receiving interest-based advertising (including retargeting) from TripleLift’s services through the use of cookies in your current browser and for more information on what it means to opt-out, please go to www.triplelift.com/consumer-opt-out.
  14. Index Exchange. You may find Index Exchange’s privacy policy through this link. You may also utilize the Network Advertising Initiative’s opt-out page, the Digital Advertising Alliance’s opt-out page, or the European Interactive Digital Advertising Alliance’s opt-out page to opt-out of the use of cookies for interest-based advertising.
  15. Sovrn. You may find Sovrn’s privacy policy through this link.
  16. GumGum. You may find GumGum’s privacy policy through this link. GumGum may (i) use place and use cookies on end users’ browsers or use web beacons to collect information about end users who visit such Publisher Websites and (ii) link such collected end user information to other end user information provided by third parties in order to deliver targeted Advertisements to such end users.
  17. Digital Remedy. You may find Digital Remedy’s privacy policy through this link.
  18. MediaGrid. You may find MediaGrid’s privacy policy through this link. MediaGrid may collect and store information about end-user interactions with this website through cookies, advertising IDS, pixels and server-to-server connections. MediaGrid was receive the following information: the page an End-User has requested and the referring/exit pages; Timestamp information (i.e., the date and time the End-User has visited the page); IP address; mobile device identifier; device model; device operating system; browser type; carrier; gender; age; geolocation (including GPS coordinates); clickstream data; cookie information; first-party identifiers’; and hashed email addresses; demographic and inferred interest information; and post-conversion data (from both online and offline behaviour). Some of this data is gathered from this website and others is gathered from advertisers. MediaGrid uses this data to provide its services. You may also utilize the Network Advertising Initiative’s opt-out page, the Digital Advertising Alliance’s opt-out page, or the European Interactive Digital Advertising Alliance’s opt-out page to opt-out of the use of cookies for interest-based advertising or review their privacy policy for more information.
  19. RevContent – You may find RevContent’s privacy policy through this link. RevContent may collect information about your browser or device, including browser type, IP Address, device type, user agent string, and operating system. RevContent also collects information about the websites you visit through their services, such as date and time of access and specific pages accessed and the content and ads you click on. You may opt-out of any personalization track by opting-out of RevContent’s data collection.
  20. Centro, Inc. – You may find Centro’s privacy policy through this link. You may find opt-out information for Centro’s services through the privacy policy link.
  21. 33Across, Inc. – You may find 33Across’s privacy policy through this link. To opt-out of personalized advertising, please visit https://optout.networkadvertising.org/?c=1.
  22. Conversant. LLC – You may find Conversant’s privacy policy through this link. Conversant uses information that does not directly identify you, such as information about your browser type, time and date of visit, your browsing or transaction activity, the subject of advertisements clicked or scrolled over, and a unique identifier (such as a cookie string, or a unique advertising identifier provided by your mobile device) during your visits to this and other websites and apps in order to provide advertisements about goods and services likely to be of greater interest to you. Conversant may use technologies such as cookies and other tracking technologies to collect this information. To learn more about interest-based advertising, or to opt-out, you can visit www.youronlinechoices.eu or https://www.networkadvertising.org/.

 

Sponsored Posts

All sponsored post links will be marked rel=”sponsored” by default and disclosed in accordance with Google and FTC Guidelines, no exceptions.

Giveaways

We occasionally offer giveaways, sometimes worded as “prizes”, “gifts” or “rewards”. These are merely gifts from our family to you. Each winner/recipient is solely responsible for reporting and paying any and all applicable taxes related to the prize(s) and paying any expenses associated with any prize(s) which are not specifically provided for in the official rules.

By participating all Winners/Recipients hereby agree to forever release and agree to indemnify and hold harmless Budget101.com, their staff and owners from and for any claim liability, income tax, loss or damage caused by or arising out of participation in a contest/giveaway and/or use of a prize.

Changes to this Privacy Statement

The contents of this statement may be altered at any time, at our discretion. Contact us if you have any questions regarding this privacy policy.

RESTRICTIONS ON USE

Material from www.budget101.com may not be copied or distributed or republished, uploaded, posted, or transmitted in any way, without the prior written consent of Budget101.com, EXCEPT you may print recipe pages for your personal, non-commercial home use only, provided you do not delete or change any copyright, trademark, or other proprietary notices. Modification or use of the materials for any other purpose violates Budget101.com’s intellectual property rights. The material in this site is provided for lawful purposes only. If you download content from this site, the content, including all files, images, and graphics are deemed to be licensed to you by Budget101.com. Neither title nor intellectual property rights are transferred to you but remain with Budget101.com, who owns the full and complete title. You may not resell, decompile, reverse engineer, disassemble or otherwise convert the content to a human-perceivable form.

COPPA COMPLIANCE:

Children

We do not knowingly collect information from children under the age of 13 and feel strongly about protecting the rights and privacy of children. As such, we do not collect or use any personal information from children we know to be under the age of 13, and will remove personally identifying information about such minors from our system. We are compliant with the Children’s Online Privacy Protection Act (COPPA) of 1998.

RESTRICTION OF LIABILITY

Budget101.com will not be liable for any damages or injury caused by, including but not limited to, the use of any recipe/tip/article provided, any failure of performance, error, omission, interruption, defect, delay in operation of transmission, computer virus, or line failure.

Budget101.com will not be liable for any damages or injury, including but not limited to, special or consequential damages that result from the use of, or the inability to use, the materials in this site, even if there is negligence of Budget101.com or an authorized Budget101.com representative has been advised of the possibility of such damages, or both. The above limitation or exclusion may not apply to you to the extent that applicable law may not allow the limitation or exclusion of liability for incidental or consequential damages.

Budget101.com total liability to you for all losses, damages, and causes of action (including without limitation, negligence) will not be greater than the amount you paid the owners/heirs to access this site, the cost for your own internet provider/service is non-refundable and not included.

SUBMISSIONS

All remarks, suggestions, ideas, graphics, articles, threads, posts or other information communicated to Budget101.com through this site, (together, the “Submission”) will forever be the property of Budget101.com and grants Budget101.com, its owners and heirs irrevocable lifetime license.

Budget101.com will not be required to treat any Submission as confidential, and will not be liable for any ideas for its business (including without limitation, product, or advertising ideas) and will not incur any liability as a result of any similarities that may appear in future Budget101.com operations. Without limitation, Budget101.com will have exclusive ownership of all present and future existing rights to the Submission of every kind and nature everywhere.

Budget101.com will be entitled to use any and all Submissions for any purpose whatsoever without compensation to you or any other person sending the Submission. Personally identifiable information that may be received at this site is provided voluntarily by a visitor to this site. This information is for internal purposes only and is not sold or otherwise transferred to third parties of Budget101.com or to other entities who are not involved in the operation of this site.

You acknowledge that you are responsible for whatever material you submit, and you, not Budget101.com have full responsibility for the message, including its legality, reliability, appropriateness, originality, and copyright.

JURISDICTION

Except as described otherwise, all materials in the Budget101.com site are made available only to provide information about Budget101.com, Budget101.com controls and operates this site from its headquarters in Westville, SC United States of America and makes no representation that these materials are appropriate or available for use in other locations. If you use this site from other locations you are responsible for compliance with applicable local laws. Some software from this site may be subject to export controls imposed by the United States and may not be downloaded or otherwise exported or re-exported: (a.) into (or to a national or resident of ) any country to which the U.S. has placed an embargo, including without limitation, Cuba, Iran, Iraq, Libya, North Korea, Syria, or Yugoslavia; (b.) to everyone on the U.S. Treasury Department’s Specially Designated Nationals List, or (c.) the U.S. Commerce Department’s Table of Denial Orders. If you download or use the software, you represent and warrant that you are not located in, or under the control of, or a national or any such country or on any such list.

CAUTIONARY STATEMENT & DISCLAIMER

The hints and tips and home remedies given on Budget101.com are to give you information only and not all of them have been tested by me personally. You are free to use any of the advice or suggestions on this site entirely at your own risk. Please note that in no way will I, my contributors, promoters or any participants be held responsible for any problems that might occur, or any damage or loss sustained due to the use of information (or by me supplying inadequate or incomplete information) that may be contained on or within the Budget101.com website or newsletters.

Any health, fitness, household hints, stain removers or beauty advice is designed to help you make informed decisions and is in no way intended to be used as a substitute for professional advice or treatment. Be sure to consult with your physician before adhering to any of the information, advice or recommendations regarding your health, beauty or fitness that may be presented on or within this site or newsletters.
Please understand that you are solely responsible for the use of any information given on this site and the use of any information will be at your own risk.

The material in this site could include technical inaccuracies or typographical errors. Budget101.com may make changes or improvements at any time.

THE MATERIALS IN THIS SITE ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESSED OR IMPLIED, TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW.
Budget101.com DISCLAIMS ALL WARRANTIES OR MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.

Budget101.com DOES NOT WARRANT THAT THE FUNCTIONS CONTAINED IN THE MATERIAL WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED OR THAT THIS SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

Budget101.com DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OF OR THE RESULT OF THE USE OF THE MATERIAL IN THIS SITE IN TERMS OF THEIR CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE. YOU (AND NOT Budget101.com) ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR OR CORRECTION. THE ABOVE EXCLUSION MAY NOT APPLY TO YOU, TO THE EXTENT THAT APPLICABLE LAW MAY NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES.

TERMINATION

You may terminate this agreement at any time. You may terminate this agreement by destroying: (a.) all materials obtained from Budget101.com Web site, and (b.) all related documentation and all copies and installations (together, the “Materials”). Budget101.com may terminate this agreement immediately without notice if, in its sole judgment, you breach any term or condition of this agreement. Upon termination, you must destroy all materials. In the event of termination, all submissions remain property of Budget101.com, it’s owners, heirs, and assigns.

MISCELLANEOUS

These Terms and Conditions will be governed and be interpreted pursuant to the laws of the State of South Carolina, United States of America, notwithstanding any principles of conflicts of law. If any part of these Terms and Conditions is unlawful, void, or unenforceable, that part will be deemed severable and will not affect the validity and enforceability of any remaining provisions. Possible evidence of the use of this site for illegal purposes will be provided to law enforcement authorities. This is the entire agreement between the parties relating to the use of this site. Budget101.com. can revise these Terms and Conditions at any time by updating this posting. This site may be linked to other sites which are not maintained by Budget101.com. However, Budget101.com is not responsible for the content of those sites. The inclusion of any link to such sites does not imply endorsement by Budget101.com. of the sites.

Please note, many of the recipes within Budget101.com are submitted by readers of our site, If you have reason to believe that this site may be hosting content that is slanderous, illegal, incisive of dangerous acts or in violation of copyright law, contact the admin at DIY @ Budget101.com

If you believe your content has been used without your consent, please use the following form to

REPORT ALLEGED COPYRIGHT INFRINGEMENT

ANY TRADEMARKS OR REGISTERED TRADEMARKS MENTIONED ON THIS SITE ARE THE PROPERTY OF THEIR RESPECTIVE OWNERS