I don't feel guilty when I have to say no to something because it's not in the budget. My kids are used to the standard reply "it's not in the budget". It kind of stops them arguing with us about something if we tell them the money just isn't there. One thing we did was go to a cash budget and my husband and I planned it together so he is aware of how much we can spend in each category. When the money is gone, it's gone. We budget $600 a month for food only, that is for 4 people and 2 pets.


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Mdowdy
Cook, laundry, clean, shop, iron, mend, chauffeur, etc. And tomorrow I get to do it all again!

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