My Dadhas always been frugal and found ways to make extra money over the years to afford us all of the little extras when I was growing up in Northern Michigan. He'll be retiring next year from his factory job where he has put in over 35 years already. Over the years he found and hauled in scrap metal for extra money... cut cedar boughs in the fall and sold it to a local company that makes Christmas wreaths and garland... He taught himself to design and make custom knives and sheaths to sell (big with the local hunters)... Up until a few years ago he has built custom log furniture to sell. He has always believed in saving up and paying cash for large purchases or vacations, etc... and only using credit sparingly or for big ticket items (car, mortgage) but paying it down or off as quickly as possible. The two biggest things I guess I've learned from him are: if it's worth having, it's
worth waiting and saving for... and hard work will get you what you need in life. Even my Dad with his financial savvy, admits that it's a lot harder now days for young married couples with children to make ends meet. So, while my husband and I strive to be as financially adept as my father, it is difficult to have the discipline to widdle down bills and save, save, save. I'm trying hard to live up to my Dad's fine example. Thanks for the great topic! ~ Wendy in MI
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